What are the responsibilities and job description for the Regional Credit Officer position at Huntington Bank?
Description
Summary:
Work with a staff of portfolio managers and/or regional credit administrators in the credit approval, administration, and review of activities within Corporate and Specialty Lending, with a specific focus on Native American Financial Services (primarily government & gaming).
Duties and Responsibilities:
- Promotes a culture that results in an aggregate moderate-to-low risk portfolio.
- Establishes, implements, and manages administrative and reviews systems and procedures to protect the quality and profitability of the loan portfolios.
- Manages credit structuring and negotiation strategy discussions with officer(s)/business unit(s).
- Analyzes, underwrites and approves/disapproves credit requests within approval authority.
- Identifies potential problem credits and works with loan workout specialist to restructure credits and/or minimize risk for loss.
- Advises staff, officers and/or business units on the company's overall lending policies.
Basic Qualifications:
- Has had prior credit approval authority within commercial lending, ideally within a Native American Financial Services business unit.
- Bachelor's Degree
Preferred Qualifications:
- Strong management and mentoring skills
- Ability to resolve issues and drive performance
- Excellent time management and organizational skills
- Ability to work in a high-volume environment
- Excellent client management skills
- Interact professionally and effectively with clients, business partners, and peers at all levels
- Goal-oriented
- Well-developed verbal and written communication skills
- Critical thinking, problem solving, and analytical ability
- Resourceful
- Working knowledge of legal / documentation issues
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Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Workplace Type:
RemoteHuntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position