Loan Advisor

Here at Lower, we believe homeownership is the greatest wealth creator in America today. Our goal is to make homeownership accessible to more people. We also know the path to get there can be daunting; but it doesn’t need to be. As a mission-driven fintech, everything we do revolves around simplifying the home buying process. Through our growing family of companies and products, our team meets customers where they want to do business at every step of the journey. Lower has originated, underwritten, and funded tens of billions of dollars in home loans and offers an industry-leading customer experience with ratings of 4.8 on Trustpilot, 4.9 on Google, 4.9 on Zillow, and A from the Better Business Bureau. We innovate through technology, but our people are what sets us apart. Job Description: Here at Lower, we believe homeownership is the greatest wealth creator in America today. Our goal is to make homeownership accessible to more people. We also know the path to get there can be daunting; but it doesn’t need to be. As a mission-driven fintech, everything we do revolves around simplifying the home buying process. Through our growing family of companies and products, our team meets customers where they want to do business at every step of the journey. Lower has originated, underwritten, and funded tens of billions of dollars in home loans and offers an industry-leading customer experience with ratings of 4.8 on Trustpilot, 4.9 on Google, 4.9 on Zillow, and A from the Better Business Bureau. We innovate through technology, but our people are what sets us apart. We are seeking enthusiastic individuals ready to continue their Loan Advisor career. Who you are: You have at least 3 of experience as a mortgage loan officer (MLO), originator, or officer with a strong track record of closing loans. You've worked with Encompass Lending Platform as your Mortgage Loan Origination software You currently hold your MLO state license under the National Mortgage Licensing System (NMLS) and Registry in your state of residence or have worked for a national depository continuously for the last year and can earn your NMLS license within 120 days of employment. You’re self-motivated, driven by high-performance, and enjoy seeing financial reward for your hard work. You love sales and have an infinite love for providing second-to-none customer service. You’re passionate about the mortgage industry and want to make a difference for your customers. What you’ll do: Engage with the industry’s top leads that we provide you, reaching out to prospective customers via text, email, and phone, while also following up on any self-generated leads. Represent Lower in the market in a positive manner and network to create additional loan opportunities for yourself and the company. Generate new and repeat sales by providing product information and outstanding customer service. Educate customers about features and benefits of products, making recommendations as appropriate to improve customer satisfaction and increase sales. Interview prospective borrowers to analyze financial and credit data to determine customer’s financing objectives. Present price, credit, and terms in accordance with company standards and regulatory requirements. Why you’ll love it: We’ll provide you with the industry’s best leads, while also highly compensating you for leads you bring in on your own. It’s truly the best of both worlds! You'll have flexibility to your schedule so that you can do your job more effectively and efficiently, allowing you to spend your time where it matters most—with the customer. You’ll work for a company that’s accumulated over 20K five-star customer reviews across platforms such as Google, Zillow, LendingTree and Facebook in less than three years. You’ll feel rewarded for your work—both financially through uncapped commission and through knowing you’ve made a difference to your customers by helping them with one of the most important life decisions We’ll give you all the training and tools you need to achieve and sustain long-lasting success—even as a senior Loan Advisor, you’ll have opportunity to join weekly trainings to stay current on how to best utilize our technologies and product offerings to your advantage. When we grow, you grow. Lower set the Ohio record for the largest Series A funding in 2021, endured the volatility of 2022 and are getting back to growth in 2023! When you join: You’ll join a locally and nationally recognized best place to work that values promotion from within. Plus: Competitive compensation plan Extended benefit offerings including: Medical/dental/vision Paid holidays Paid time off Maternity leave Life insurance Short- and long-term disability 401K with company match Corporate wellness program Discount on home mortgage refinances or purchases Where you’ll work: You'll join us at on-site at our Columbus, OH headquarters: 7775 Walton Parkway, 4th Floor, New Albany, OH 43054 (remote options not available) Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Privacy Policy Here at Lower, we believe homeownership is the greatest wealth creator in America today. Our goal is to make homeownership accessible to more people. We also know the path to get there can be daunting; but it doesn’t need to be. As a mission-driven fintech, everything we do revolves around simplifying the home buying process. Through our growing family of companies and products, our team meets customers where they want to do business at every step of the journey. Lower has originated, underwritten, and funded tens of billions of dollars in home loans and offers an industry-leading customer experience with ratings of 4.8 on Trustpilot, 4.9 on Google, 4.9 on Zillow, and A from the Better Business Bureau. We innovate through technology, but our people are what sets us apart. Are you interested in a career at Lower but not sure what you're looking for? Click here to drop us your Resume and we can help find you a good fit on our team!