Credit Manager

Position Summary

Reporting to the Division Controller, the Credit Manager is responsible for compliance of policies and procedures governing the credit functions of the Division, protecting the Division’s assets, and leading a team of professional credit representatives. 

Requirements

• Ensure tasks performed by the team are in compliance with Company policies and procedures
• Establish Division policies, procedures, and best practices
• Lead process improvement efforts
• Supervisory and leadership responsibility involving staffing, conducting performance appraisals, establishing goals, training and development, reward & recognition, promotions, salary increases, terminations, disciplinary actions etc.
• Evaluate and manage lien/bond process
• Grant/deny new lines of credit and/or the extension of credit limits
• Compile monthly and quarterly management reports
• Manage high risk/sensitive customer accounts as needed
• Visit existing and potential customers to investigate credit and collection matters and foster good credit relationships between the customer and the Company
• Interact and provide support to sales, management and finance personnel as needed
• Other duties as assigned by management

Minimum Education and Experience

• Bachelor's Degree in Business, Accounting, related discipline or equivalent experience required
• Minimum 10 years credit experience with a solid knowledge of the credit process including specific working knowledge of lien and bankruptcy laws as well as credit recommendations
• Minimum 5 years of experience leading and managing a team

Knowledge, Skills and Abilities

• Ability to work in a team environment and interact effectively with customers, management and sales teams
• Understand and accept accountability
• Excellent verbal and written communication skills
• Solid understanding of business finance
• Strong negotiation and problem solving skills
• Knowledge of lien and bond laws/process for multiple states (TX, OK, LA, AR)
• Excellent time management and planning skills; ability to prioritize and manage multiple tasks
• Advanced computer skills that include Microsoft Office
• JD Edwards experience preferred
• Some travel required

Benefits

• Medical
• Prescription Drug
• Dental
• Vision
• Health Care Reimbursement Account
• Dependent Care Reimbursement Account
• Wellness Programs
• Employee Assistance Plan
• Paid Holidays and Vacation
• 401(k) with Company matching
• Pension
• Salary Continuation – Short-Term Disability
• Long-Term Disability Options
• Employee Life Insurance
• Spouse & Dependent Life Insurance
• Business Travel Accident Insurance
• Direct Deposit Payroll
• Educational/Tuition Assistance Plan
• College Scholarship Program – for dependent children
• Matching Gift Program
• New Auto Purchase Discount Plans

Salary : $89,600 - $113,000