61- Real Estate Originations - Mortgage Loan Originator

Job Title: Mortgage Loan OriginatorLocation: *Outside Sales Position-RemoteAddress Region: San Diego Why work here? Mission Fed offers an awesome company culture, growth opportunities and GREAT benefits for both part-time and full-time employees, including: medical, dental, and vision insurance, 401k match up to 6%, Paid Time Off, 12 paid holidays, company paid life insurance, and much more... What you’ll be doing as a Mortgage Loan Originator:Originates residential mortgage loans for Mission Fed members and potential members from sources of referral business such as real estate agents and builders. Works with real estate agents, other mortgage referral sources, and the builder community to market and communicate Mission Fed mortgage products and services in order to generate a consistent and ongoing flow of purchase mortgage applications and closings.Who’s qualified to be a Mortgage Loan Originator? Education: High School Diploma, G.E.D. or equivalent is required.  Experience:  Minimum of three years of experience in mortgage loan origination with emphasis in out-bound sales in a commission pay environment. Working knowledge of FNMA/Freddie Mac underwriting guidelines is required. Working knowledge of federal and state regulations, including RESPA, TRID, ECOA and HMDA requirements, loan documents, appraisals, surveys, title policies and homeowners insurance policies is required. A current driver's license in good standing and current in force CA insurance is a requirement of the position. Skills & Abilities: Excellent sales and consulting skills. Thorough understanding of the local real estate market and the mortgage industry. Ability to build long term networking relationships of community/industry contacts, fostering real estate lending business. Working knowledge of FNMA/Freddie Mac, FHA and VA underwriting guidelines is required. Working knowledge of federal and state regulations, including RESPA, TRID, ECOA and HMDA requirements, loan documents, appraisals, surveys, title policies and homeowners insurance policies isrequired. Excellent interpersonal and communication skills, including presentation and facilitation skills. Software:  Microsoft Office Suite, Internet, Symitar, FNMA Desktop Underwriter, All Regs, Accenture Mortgage Cadence system, Imagility, and Symphony. Your privacy is very important to Mission Federal Credit Union. The California Consumer Privacy Act (“CCPA”) requires Mission Federal Credit Union to inform California residents, including job applicants, of the categories of personal information we collect and the purpose for which the personal information will be used. This job applicant notice and the COVID-19 notice provides the disclosures required by the CCPA and applies to applicants who are subject to the CCPA. INDH

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