As of May 01, 2026, the average salary for a Health Underwriting Manager in the United States is $131,625 per year, which breaks down to an hourly rate of $63.
However, a Health Underwriting Manager's salary can vary significantly. Here’s a look at the typical salary range:
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A Health Underwriting Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Health Underwriting Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Health Underwriter | 2-4 years | $71,306 |
| Health Underwriter, Sr. | 4-7 years | $92,696 |
| Health Underwriting Manager | 7+ years | $131,625 |
| Health Underwriting Director | 7+ years | $163,387 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Health Underwriting Managers. For example, consider the average annual salaries in these key locations:
Your level of education can impact your salary potential. While many Health Underwriting Managers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Health Underwriting Manager with a Bachelor's Degree is between $123,191 and $130,868).
Health Underwriting Manager Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 20.0% |
| High School | 60.0% |
| Associates | 20.0% |
| Bachelors | 60.0% |
| Masters | 20.0% |
| Doctorate | 0.0% |
Understanding how a Health Underwriting Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on May 01, 2026Promotions are the fastest way to increase your earnings. As a Health Underwriting Manager, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Health Underwriting Director | $163,387 | 24% |
| Life Underwriting Director | $163,387 | 24% |
| Property Casualty Underwriting Director | $222,518 | 69% |
| Underwriting Senior Manager | $163,004 | 24% |
Salaries for a Health Underwriting Manager can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $119,242 in 2023 to around $116,486 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Health Underwriting Manager salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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| 2023 | $119,242 |
| 2024 | $118,085 |
| 2025 | $116,486 |
| 2026 |
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| 2027 |
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A Health Underwriting Manager's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Health Underwriting Manager earns the most in San Jose, CA, where the annual salary of a Health Underwriting Manager is $166,019.
The highest pay for Health Underwriting Manager is $149,660.
The lowest pay for Health Underwriting Manager is $115,352.
Manages the health insurance underwriting program for individuals and/or groups for medical and/or dental insurance. Ensures integrity of underwriting activities and processes. Participates in the development of master policies and other official documents. Verifies that the account contracts are in compliance with government regulations. Typically is a RN with clinical experience. Requires a bachelor's degree. Typically reports to a director. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Typically requires 5 years experience in the related area as an individual contributor. 1-3 years supervisory experience may be required. Extensive knowledge of the function and department processes.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.
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