Commercial Loan Officer

Our customers have trusted Northwest Community Bank with their finances and their futures for over 150 years. We are a full-service financial institution with a longstanding history of supporting our customers and our communities. Today we support our communities with branches in Winsted, Avon, Granby, New Hartford and Torrington.

We are dedicated to hiring great people and providing them with a pleasant and rewarding work environment. We support employee growth and advocate for volunteerism in our communities.

We offer excellent compensation and benefit packages to eligible employees, including medical, dental, vision and life insurance, 401(k) Plan match, tuition reimbursement, and generous time-off benefits.

Northwest Community Bank is seeking an experienced Commercial Loan Officer to join our team. This individual will serve the Hartford and Litchfield Counties.

Individual will:

· Develop commercial lending prospects.

· Originate and service commercial loans of all types and provide continuing financial counseling to customers in accordance with established Bank objectives, policies and procedures.

· Carry out ongoing business development programs to promote the Bank's lending services. Call on prospective and existing clients and field retail referrals to nurture ongoing relationships and to market and cross sell other Bank services.

· Interview applicants for commercial and other loans, conduct or coordinate analysis of credit information, and approve loans within lending authority.

· Serve as Account Officer for assigned and originated loans. Maintain up-to-date records of transactions in conformance with loan policies and provide continuing financial counseling to customers. Participate in planning and goal setting for the lending division. Provide reporting of lending activity, Call reports and other miscellaneous activity.

· Develop new business relationships.

· Mentor and advise Branch Managers on lending and business development issues.

· Conduct joint calls with Branch Managers. Work in conjunction with Branch Managers on prospective and existing clients to promote a wide range of Bank services.

· Keep abreast of regulatory and competitive developments within the area of commercial lending. Interface with Bank management on product development and demand matters. Serve as a resource on complex loan situations.

· Represent the Bank through participation in various community and industry related activities. Actively promote interest in the Bank whenever and wherever possible. Actively participate in the Bank’s Officer Call Program.

Requirements: Bachelor’s degree or its equivalent plus specialized training in lending, credit or related subjects. Five plus years of formal credit and SBA experience. 5-7 years of experience in commercial real estate and C&I lending. Candidate must possess strong credit training background and excellent business development, communication and management skills. Solid business development experience. Able to analyze financial statements. Excellent analytical, organizational, interpersonal, and customer service skills. Strong sales ability and negotiation skills. Must possess strong computer skills including the Internet and Microsoft Office; Outlook, Word, Excel, and PowerPoint. Must be able to work off-bank hours. Must be able to travel within assigned territory.

We are proud to be an equal opportunity and affirmative action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Retirement plan
• Tuition reimbursement
• Vision insurance

Schedule:

• Monday to Friday

Education:

• Bachelor's (Preferred)

Experience:

• Fair Housing regulations: 1 year (Preferred)
• Loan origination: 1 year (Preferred)
• Sales: 1 year (Preferred)

Work Location: One location