What are the responsibilities and job description for the Credit Analyst position at PERFORMANCE BANKERS?
Job Summary:
The Credit Analyst role is key in making data-backed recommendations through research and analysis of customer financial documents. This role is responsible for analyzing financial data to assess the likelihood of a borrower honoring their financial obligations on behalf of the bank.
Responsibilities
- Evaluate Clients’ credit and financial statements to determine degree of risk involved in providing a loan.
- Prepare reports and present findings to make a recommendation on whether the loan should move forward.
- Confer with credit associations and references to gather credit information.
- Evaluate the financial status of applicants by producing financial ratios, trends, and cash flow analysis and create future projections.
- Routinely monitor loans to ensure they maintain compliance.
- Adhere to all company credit policies and guidelines established by the bank.
- Other duties as assigned.
Qualifications
- BS Degree in Business Administration, Finance, Accounting or related field required.
- Experience analyzing customer credit preferred, but not required.
- Ability to analyze cash flows, leverage, collateral and customer strength
This position will give you an opportunity to join a progressive, growing banking organization that offers a competitive salary and a competitive benefits package including paid holidays, vacation, medical insurance, dental insurance, cafeteria plan and 401 (K) plan.