Senior Credit Officer

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. Job Description: At Regions, the Senior Credit Officer I position is accountable for the credit quality (past dues, NPA, Criticized assets, Net Losses, Exceptions, etc.), profitability and growth of the total business loan portfolio in the assigned Credit Officer’s applicable business reporting unit or segment. The Senior Credit Officer I is responsible for execution of sound risk management practices as part of the 2nd Line of Defense including communication of applicable information to maintain an environment of risk ownership and awareness. The position reports to a Corporate Bank Credit Division Manager or Senior Credit Officer. Primary Responsibilities Responsible for the overall creditworthiness of loan transactions within the assigned business reporting unit or segment Manages applicable credit exposure to ensure adherence to Region’s Risk Appetite Statement and to all asset quality, diversification, and exposure parameters Communicates and demonstrates sound risk management practices in order to maintain an environment of risk ownership and awareness Exhibits accountability for the quality and profitability (spread relative to risk) of the assigned business unit or segment Partners and consults with subject matter experts for leveraged lending, sponsor-backed and specialized industries loan transactions, as applicable Coordinates with multiple business unit constituents to improve efficiency, effectiveness, productivity and/or controls throughout the Credit/Underwriting process Serves as Policy Author for select policies under the purview of the respective Policy Executive, Policy Owner and Policy Editor, as applicable Provides input on revisions/amendments to existing credit reference guidance on standards, documentation requirements, and underwriting practices Serves as an additional trainer/mentor for Credit Products and Coverage teams for consistent application of sound underwriting practices Serves on ad hoc projects as a contributing member or project leader This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay. This position is incentive eligible. Requirements Bachelor’s degree in related field Ten (10) years of related experience Preferences Completion of a formal credit training program Skills and Competencies Broad knowledge of all credit disciplines and business strategy Excellent communication skills Excellent organizational and time management skills Excellent analytical skills Skilled in applicable computer software Position Type Full time Benefits Information Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser. https://www.regions.com/welcometour/benefits.rf Location Details Atlanta Midtown Location: Atlanta, Georgia Bring Your Whole Self to Work We have a passion for creating an inclusive environment that promotes and values diversity of race, color, national origin, religion, age, sexual orientation, gender identity, disability, veteran status, genetic information, sex, pregnancy, and many other primary and secondary dimensions that make each of us unique as individuals and provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work is the right thing to do. OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans About Regions At Regions, our culture focuses on five core values that are a commitment to how we will do business: Put people first Do what is right Focus on your customer Reach higher Enjoy life Through these values, our mission to make life better drives our desire to improve and make a positive difference in the communities where we work and live through financial investments and volunteering.