What are the responsibilities and job description for the Credit Analyst position at SaviBank?
Join Our Team at SaviBank!
Are you ready to take your banking, finance, lending, and customer service experience to the next level? SaviBank is excited to announce an excellent opportunity for a Credit Analyst serving our Burlington, WA Branch. This on-site full-time position is based in Skagit County, with the potential flexibility to work from any of our offices in Skagit, Island, or Whatcom County.
Why SaviBank?
We believe in creating a positive and rewarding environment for our employees, helping us serve our customers at the highest level. At SaviBank, we're not just a bank-we're a community. That's why we're committed to becoming "the place to work."
What We Offer:
- Competitive Pay: Career range from $28.40 to $47.34 hourly based on experience and qualifications.
- Generous PTO: Enjoy 3 weeks of PTO and 11 paid holidays.
- Health Benefits: We provide medical, dental, and vision insurance-100% covered for employees!
- Secure Your Future: Life and disability insurance, plus a 401k with a company match up to 4%.
- Work-Life Balance: Monday to Friday, 8:00 AM to 5:00 PM, with potential for flexibility.
- A Fun, Collaborative Work Environment: Join a growing community bank where your contributions are valued and celebrated.
What You'll Do:
As a Credit Analyst at SaviBank, you'll be a key player in supporting our loan officers by assisting with business loans, analyzing financial statements, and ensuring compliance with policies and regulations. You'll also interact with customers, helping them through the lending process, conducting credit investigations, and preparing necessary reports. From analyzing loan requests to preparing construction draw forms, your role is essential in helping our clients and ensuring sound business decisions.
Key Responsibilities Include:
- Evaluate loan purpose, repayment sources, and collateral
- Analyze financial data for commercial loans, lines of credit, and real estate loans
- Prepare and monitor loan packages and documentation
- Assist with credit investigations and approvals
- Maintain up-to-date loan files and manage portfolios
- Collaborate closely with loan officers and other departments
What You Bring to the Table:
- Bachelor's degree in Business or Finance
- 1 years of financial analysis experience (preferred 2-4 years)
- Bank or lending experience (or an equivalent combination of education and experience)
- Knowledge of credit underwriting, financial statement analysis, cash flow, and loan structuring
- Strong computer skills and familiarity with loan origination systems
Your Growth Matters:
At SaviBank, we prioritize professional development and leadership opportunities. We're dedicated to fostering a culture of collaboration and quality, where each team member can grow and thrive.
Join us, and become part of a team that values your expertise, supports your growth, and celebrates your success!
Apply Today and be part of a dynamic team at a thriving community bank. We're looking forward to seeing how you'll contribute to our shared success at SaviBank.
SaviBank is an equal opportunity employer committed to diversity and inclusion in the workplace.
Salary : $28 - $47
