Risk management consultant

Conduct Risk Management surveys on given commercial, farm, and specialty risks. Be available as a resource person and consultant for policyholders, agents, and company personnel concerning Risk Management.

The purpose of Risk Management is to eliminate or reduce the possibilities of losses and thereby contribute to an underwriting profit.

RESPONSIBILITIES :

• Responsible for performing Risk Management surveys and evaluations of insured operations and / or property in an assigned area.
• Gather risk management information applicable to the coverages by personal interviews with the policyholder or prospect.
• Perform a physical survey of the operation determining type of construction, proper size & condition of building(s), determine adequacy of controls and take photos.
• Identify, investigate, and evaluate exposures and hazards particular to the risk and coverage provided. Determine and submit the correct measures needed to reduce the possibility of loss.
• Discuss the hazards and Risk Management recommendations with policyholders and prospects.
• Complete Risk Management reports and develop recommendations, attaching photos, and rate the profit potential for the appropriate coverages, on a timely basis.
• Revisit existing accounts to check on recommendation status, evaluate changes in exposures, and provide continuing service support.
• Invite agents on every scheduled survey and make calls on agents within the territory to support the initiatives of the company as needed
• Act as a Risk Management resource person to policyholders, agents, and company personnel.
• Maintain contact with underwriters, claims personnel, & Market Managers responsible for the territory.
• Improve personal abilities and technical knowledge by conducting research and attending classes or applicable seminars.

QUALIFICATIONS :

• Excellent problem solving skills are essential.
• Excellent verbal and written communication skills are essential.
• Excellent Keyboard / PC skills are desired.
• Excellent organization / prioritization & self-motivation skills.
• Ability to perform with a minimum of supervision.
• Excellent interpersonal skills.
• Excellent negotiation skills.
• Valid Drivers License with acceptable MVR history.
• A Bachelor’s degree (B.A. or B.S.) from a four-year college or university in the area of Occupational safety & health, science, engineering, business, math or technology.
• Preferred :
• A Risk Management / Safety certification such as an ASP, CSP, ARM, etc., and a minimum five years of safety or insurance risk management experience.

Last updated : 2024-05-16