Loan Review Officer

Job Summary: This is a mid-management level lending position that is responsible for limiting the Credit Union's risk of losses by monitoring the quality of the loan portfolio and keeping management informed of potential losses, trends and compliance problems.

Essential Duties and Responsibilities:

• 45% - Selects loans to evaluate for credit risk according to predetermined factors, such as geographical location, type, and amount of loan; records data on work sheet, including purpose of loan, balance, collateral, and repayment terms; assigns risk rating, indicating borrower's financial strength and probability of loan repayment.
• 20% - Evaluates information to determine whether lending officers have acted within guidelines of lending authority, if loan is in compliance with banking regulations, and if required documents have been obtained.
• 15% - Identifies problem loans and describes deficiencies; writes summary of analysis and reasons for assigning risk ratings; presents loan review information and report to management.
• 10% - Coordinates data collection and evaluations of credit quality of commercial loans; verifies value of collateral by calling appraisers and auction houses for current value of machinery and equipment.
• 5% - Calls real estate appraiser for new real estate appraisal.
• 5% - Performs other job related duties as assigned.

Interpersonal Skills

• Professionalism, tact and diplomacy are essential elements of the job. Must be able to collaborate. Social Skills. Problem solving.

Other skills

• Excellent customer service skills.
• Excellent written/oral communication.
• Excellent organization skills.

Southwest Heritage Credit Union is an Equal Opportunity Employer and offers a drug free work environment.

Satisfactory Background check and drug testing a condition of employment.

Salary : $0