What are the responsibilities and job description for the CREDIT ANALYST position at Stockman Bank of Montana?
Position General Responsibilities :
This position assists the Commercial Lender by spreading customer financial statements and analyzing them, identifying customer strengths/weaknesses. In addition they prepare financial forecasts with the assistance of bankers to assist in the assessment of the borrower's capacity. Finally they are responsible for providing support to the banker to assist them in soliciting, developing and maintaining profitable account relationships to increase Stockman Bank's market share in this business. This position will also take on the role of a lender trainee.
Employees Supervised :
None
Education, Experience and Certification Requirements
Note: Only minimum responsibilities are listed. Other responsibilities may be required as requested by management.
Minimum Qualifications
- 4-year college level course of study in Business Administration and/or financial institution or related field experience or equivalent training and/or experience.
- Excellent customer service skills.
- Strong communication and organizational skills.
- Must be able to work independently and to prioritize multiple tasks.
Specific Skills Preferred
- Prior Credit Analyst experience.
- Attention to Detail- ability to notice and correct errors, document and follow up on important details and provide a high-quality -end-product.
- Knowledge of financial statement and cash flow analysis, & basic working knowledge of GAAP.
- Familiarity with legal contracts and the Uniform Commercial Code as related to lending and collateral perfection.
- Professionalism - maintaining a professional attitude, image, and work ethic.
- Understanding of and ability to work with lending software with proper training.
- Team Playing - willingly collaborating and cooperating with others, developing effective working relationships
- Ability to remain focused and on task and efficiently work unsupervised meeting all deadlines.
- Written and verbal communication skills - ability to concisely and clearly present critical details.
- Previous Loan Processing Experience
For full description, which includes physical mental demands please see attachment.
