What are the responsibilities and job description for the Junior Commercial Loan Officer position at TEXELL CREDIT UNION?
Job Details
Description
Top Central Texas Credit Union is seeking a Junior Commercial Loan Officer. This is your chance to join a team that has been voted one of the best credit unions to work for by The Credit Union Journal!
Our sole mission is to help our members improve their financial lives. The highest priority of each staff member is to give top-quality service to our members, prospective members, and staff, whether directly, or through the support of others. This is an exciting opportunity to help cultivate community business partnerships and help achieve strategic credit union goals.
As a Junior Commercial Loan Officer, you will learn the ropes of the following:
- Being responsible for increasing Texell’s business deposit and lending portfolio by developing business contacts, selling the benefits of Texell membership, and originating commercial loans.
- Attracting new commercial loan applicants by developing relationships within the local community.
- Making sales calls and in-person visits to prospective members is a daily function of this position.
- Leading all aspects of the commercial relationship process from opening business accounts, initiating loan applications, closing loans, and ongoing monitoring of loans and relationships.
- In this role, you will participate in community efforts to promote business growth and development.
- Assume responsibility for ensuring that professional business relations exist with members, vendors, and trade professionals.
We're looking for someone who:
- Prior credit analysis training is a plus but not required.
- Has a bachelor’s degree in business or related field.
- Has sales and/or business development experience.
- Project management experience is a plus, but not necessary.
- Knowledgeable of commercial/business products, services, and policies.
- Understands, or can learn easily, government regulations and legal requirements involving commercial lending and related functions.
- Skilled in MS Office Suite, including Word and Excel.
- Has integrity, a team spirit, and can in a fast-paced, dynamic environment.
We want you to know:
- Texell values our employees, our members, and our community.
- Texell offers an excellent benefits package, including health, dental, vision, 401K with a dollar for dollar match up to 6%, paid vacation time, and paid sick leave! Vacation and sick time accruals start on your 1st day with the credit union.
- Texell holds company events such as Yearly Awards Banquet, Employee Family Day, Back to School Supplies for your Kids, and more!
- We participate in sporting events such as the annual Corporate Challenge!
- Texell serves our members with community volunteer events through a program called Texell Serves.