Monitoring Analyst - HMDA/Reg B

About Us:

Umpqua Bank is a publicly traded financial holdings company, headquartered in the Pacific Northwest with 6,000 employees, which offers banking services to customers throughout the nation. It’s an especially exciting time to join our team as, following the recent merger with Columbia Bank, we have grown to become a leading western-based regional bank with more than $50B in assets under management and an unwavering commitment to our associates, our customers, and our communities.

We create a great place to work by offering a special brand of relationship banking and by providing a culture where associates thrive. Associates who embody our core values fit in well here and we are eager to meet candidates who demonstrate behaviors that align with Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships.

About the Role:

Conducts bank operational and compliance quality control reviews, analysis and testing to evaluate the adequacy and effectiveness of management controls to ensure operating objectives are achieved and the business unit is in compliance with applicable policies, laws and regulations. Provides subject matter expertise to business units to improve processes and/or manage related risks.

• Performs quality control testing of complex work product in accordance with business unit risk program standards for areas such as HMDA/CRA/Reg B and other applicable regulations as assigned in order provide adequate documentation for noted exceptions, conclusions and recommendations.
• Assesses the adequacy of internal controls and makes recommendations to improve the control environment.
• Provide subject matter expertise to business units regarding operational and compliance topics, developments, processes, and issues; and work with all levels of management to facilitate and promote awareness of internal controls, regulatory compliance and operational requirements.
• Compiles work papers with supporting documentation and provides recommendations for corrective action, control enhancements and increased efficiency.
• Works collaboratively with Commercial Operations to determine specifications of the business unit quality control monitoring program. Assists with training of junior specialists.
• Maintains accurate and up-to-date records of monitoring results for further review by Auditors, Examiners, Risk Managers and Compliance Officers.
• Stays appraised of product details as well as regulatory and procedural changes that might impact processing quality.
• Works on other projects and assignments related to Commercial Operations as needed.
• Demonstrate compliance with all bank regulations that apply to your position and keep up to date on regulation changes.
• Maintain working knowledge of our policies and procedures regarding the Bank Secrecy Act, Regulation CC, Regulation E, Bank Security, and other regulations that apply to your position
• May be asked to coach, mentor, or train others and teach coursework as subject matter expert.

About You:

• Bachelor’s Degree in or equivalent preferred
• 4-7 years of experience in commercial lending service and support or related field. Significant experience demonstrating a full understanding of all aspects of developing and implementing quality control programs required.
• Expert knowledge of commercial lending documentation, policies, procedures, laws and regulations with ability to apply knowledge to testing, problem resolution and making recommendations.
• May provide technical guidance and/or work leadership to other associates.
• Ability to train and present to small and large audiences or has the interest in learning to train and present.

Our Benefits:

We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $51,768 – $79,090, and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process.

We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

Our Commitment to Diversity:

Umpqua Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@umpquabank.com

To Staffing and Recruiting Agencies:

Our posted job opportunities are only intended for individuals seeking employment at Umpqua Bank. Umpqua Bank does not accept unsolicited resumes or applications from agencies and Umpqua Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Umpqua Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.