Finance Manager, US FP&A, NA Finance

Company Description

As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You're an Individual. We're the team for you. Together, let's transform the way the world pays.

Job Description

The US FP&A Team is seeking to add a Finance Manager to its broader team supporting the top of the US P&L. The team is responsible for business drivers, including Payments Volume  of $5T per annum, gross revenues, client incentives, and net revenue of $12B per annum (with net revenue a key measure of performance). The Team is tasked with developing conceptually sound, rigorous, and detailed understandings of all of the various elements that impact net revenue, with the goal of optimizing financial performance and delivering against financial goals. This is supported by core planning & analysis responsibilities, the ongoing drive to uncover new insights and suggest improvements, and by either making or enabling business decisions. The Finance Manager will join an FP&A Team that is the day-to-day financial ‘eyes and ears’ for roughly half of Visa’s global net revenue.

Position has a special emphasis on client incentives ($4B per annum), which is complex, challenging, and a key internal and external (investor) focus, with up to 25% of responsibilities in other areas, as assigned.

Essential Functions:

• Planning & Analysis: Actual-Forecast

  • Analyzes monthly and quarterly results, identifies and interprets key variances, trends, and insights, presents key findings to management

  • Provides on-going forecasts for client incentives, generally conducted on a portfolio-by-portfolio basis, for new and existing deals

    • Understands contract structures and mechanisms

    • Combines observed patterns and trends and creates accurate forecasts, able to triangulate and exercise judgement

  • Monitors deal pipelines, formulates an understanding of each deal, and when necessary, facilitates deal incorporation into financial projections for entire US FP&A Team

  • Key participant in quarterly financial outlooks and annual budget processes

• Collaborate and coordinate with a broad base of stakeholders (i.e. deals teams, pricing, sales leaders, investment/initiative owners, controllership, etc.) to identify, understand, and measure the impact of deals, and other partnership actions on US Net Revenue

• Serve as a subject matter expert within FP&A, both as a guide for peers, as well as providing ownership and/or support of strategic initiatives

• Supports or leads wide variety of ad hoc requests and special projects (with common inbound inquiries from NA CFO, Controllership, and deals teams)

Key Skills:

• Able to rapidly establish a broad and deep understanding of the payments landscape,

  • Foundational understanding of multi-party economic model (issuers, acquirers, processors, interchange, merchants, cardholders, etc.)

  • Market positioning and motivations of multiple parties in the competitive landscape

• Strong analytical and project management skills

• Converts complex analyses into revealing business storylines

• Operates with minimal supervision and able to make informed, well-reasoned decisions independently, strong business judgement

• Comfortable interpreting legal contracts

• Highly detail oriented

• Thrives in an environment that is fast-paced, rapidly changing, and customer service-oriented

Qualifications

Basic Qualifications:

• 5 or more years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications:

• 6 or more years of work experience with a Bachelor’s Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
• Experience in budgeting and forecasting, month-end close and process development
• Sound foundation in Finance and working knowledge of GAAP and/or Visa Accounting Policy preferred
• Payments/Credit card industry experience preferred
• Demonstrated expertise in MS Office (i.e., Excel, PowerPoint, and Word)
• Experience with a complex financial system (e.g. Hyperion, TM1) is beneficial but not required

Additional Information

Visa has adopted a COVID-19 vaccination policy to safeguard the health and well-being of our employees and visitors. As a condition of employment, all employees based in the U.S. are required to be fully vaccinated for COVID-19, unless a reasonable accommodation is approved or as otherwise required by law

Work Hours: Varies upon the needs of the department

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.