Lead Credit Portfolio Consultant

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities, you will need to respond to an invitation. The invitation can be sent by both email and text message.  In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
 

About this role:

Wells Fargo is seeking a Lead Credit Portfolio Consultant within the Commercial Bank's Commercial Real Estate Services Division. The Commercial Real Estate Services Division is specifically accountable for:

• advising and consulting on all commercial real estate subject matter

• collection, review, analysis, and assessment of commercial real estate due diligence

• coordination of the closing of commercial real estate loans with a focus on credit and collateral quality

• acting as an expert guidance partner in all commercial real estate construction loans

• monitoring of commercial real estate construction draws and progress,

• providing commercial real estate related advice and training to line of business partners.

The team works directly with Relationship Managers, Senior Lead Commercial Banking Portfolio Managers, Independent Risk Management, and other Wells Fargo team members to identify and mitigate credit risks related to real estate collateral. Learn more about the career areas and lines of business at wellsfargojobs.com. #CommercialBanking

In this role, you will:

• Lead complex credit initiatives including those that are cross functional with broad impact

• Develop and implement strategies, programs, and policies with a direct and significant impact on credit risk appetite and culture

• Provide oversight on credit risk governance and across assigned businesses or functions

• Review and analyze complex credit performance, and potential or emerging credit risks that require in-depth evaluation of multiple factors including intangibles or unprecedented factors

• Develop appropriate strategies that ensure risk is within Wells Fargo's risk appetite

• Make decisions in complex and multifaceted situations requiring sound understanding of credit and portfolio strategies that influence teams to meet deliverables and drive new initiatives

• Direct and coordinate the various activities related to assessing and predicting risk through business analysis or modeling

• Collaborate and consult with peers, colleagues, and middle to more experienced managers to resolve credit and portfolio issues, and achieve goals

• Lead projects, teams, or serve as a peer mentor

• Serve as a technical expert for management on high complex issues

**Due to a city-wide mandate in New York City, all individuals who perform in-person work or interact with the public during business must be fully vaccinated against COVID-19 or qualify for an approved accommodation to be exempt from being fully vaccinated. Currently, this position falls under the scope of this mandate. **

Required Qualifications:

• 5 years of Credit Consulting Portfolio experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 4 years Commercial Real Estate experience

• Risk Management - ability to identify potential risks

• Ability to identify and solve problems independently

• Advanced proficiency in MS Excel, MS Access, and SharePoint

• Highly organized and proactive with an ability to manage multiple work streams

• Excellent communication skills; able to interact with business partners, peers, and senior management

• Dedicated and self-driven

• Ability to work and influence successfully within a matrixed environment and build effective business partnerships with all levels of team members

Will consider other locations.

Salary range is determined by the location of the job.

The salary range displayed below is based on a Full-time 40 hour a week schedule:

Seattle, WA   Min: $ 133,300.00  Mid: $185,200.00  Max: $ 237,100.00

San Francisco, CA Min: $ 133,300.00  Mid: $185,200.00  Max: $ 237,100.00

Los Angeles, CA Min: $ 122,200.00  Mid: $169,700.00  Max: $ 217,200.00

Sacramento, CA Min: $ 122,200.00  Mid: $169,700.00  Max: $ 217,200.00

Salt Lake City, UT Min: $ 111,100.00  Mid: $154,300.00  Max: $ 197,500.00

Portland, OR Min: $ 111,100.00  Mid: $154,300.00  Max: $ 197,500.00

Phoenix, AZ Min: $ 111,100.00  Mid: $154,300.00  Max: $ 197,500.00

Denver, CO Min: $ 111,100.00  Mid: $154,300.00  Max: $ 197,500.00

Dallas, TX Min: $ 111,100.00  Mid: $154,300.00  Max: $ 197,500.00

Houston, TX Min: $ 111,100.00  Mid: $154,300.00  Max: $ 197,500.00

May be considered for a discretionary bonus

Pay Range

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.