1st Capital Insurance Salary

As of August 2026, the average annual salary for employees at 1st Capital Insurance in the United States is $86,135. This translates to an approximate hourly wage of $41. Salaries at 1st Capital Insurance typically range from $75,782 to $97,393 annually, reflecting the diverse roles and experience levels within the company.

How Much Does 1st Capital Insurance Pay for Different Roles?

Explore detailed salary information for specific jobs at 1st Capital Insurance. Based on our data, the highest paying job is the President, with an annual salary of $666,760. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at 1st Capital Insurance

Ready for your next career move? Explore current job openings at 1st Capital Insurance. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is 1st Capital Insurance’s Pay Competitive? Salary Benchmarking Analysis

How does 1st Capital Insurance's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Insurance Solutions USA LLC $88,730
+3.0%
Data suggests Insurance Solutions USA LLC's workforce skews heavily towards veteran, high-tenure roles.
American Insurance $96,936
+12.5%
Adjusted for higher cost-of-living indices in American Insurance's primary metro hubs.
Forward Strategies Insurance Brokerage LLC $85,998
-0.2%
Confirms Forward Strategies Insurance Brokerage LLC is a direct competitor vying for the exact same talent pool.
Bubrig Insurance Agency Ltd $88,255
+2.5%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Insurance Industry $123,858
+43.8%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at 1st Capital Insurance

Considering a career at 1st Capital Insurance? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Bonuses and incentives are fair, and there’s a strong emphasis on work-life balance. Compensation is fair, and perks like remote work options add value. The insurance industry can be demanding, but the team here makes it manageable. Team dynamics are positive, and management is fair. There’s room for improvement in internal communication, but overall, it’s a decent place to work if you value stabi...
The leadership team here is exceptional, fostering a positive work environment. The company provides clear expectations, making it easy to perform tasks efficiently. Enjoy the work-life balance here. I’ve enjoyed my time here and would recommend it to others seeking a fulfilling insurance career. The company also hosts regular team-building events, fostering camaraderie. The workload is balanced, ...
Team dynamics vary by department, most colleagues are professional and easy to work with. A top workplace. The office environment is quiet and professional.

1st Capital Insurance Overview

Website
www.1stcapitalins.com
Founded In
2010
Employees
<25 employees
Industry
Insurance
Headquarter Address
1067 Cliffwood Dr Mount Pleasant South Carolina SC 29464
Revenue
<$5 Million
Phone Number
+1 8432162772
Social Media
About 1st Capital Insurance
1st Capital Insurance is independently owned and operated by local businessmen. Our agency was conceived, designed and implemented by agents with over 75 years of combined experience in the insurance industry. Knowing that high insurance prices are one of the few negatives to living along the beautiful South Carolina coast we made it our mission to bring quality insurance products to our customers

What Benefits Does 1st Capital Insurance Offer Beyond Salary?

A competitive compensation package is more than just a salary. 1st Capital Insurance offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Mount Pleasant?

Understanding the cost of living near Mount Pleasant is key to truly evaluating a salary offer or your current compensation at 1st Capital Insurance.
Mount Pleasant's Cost of Living Index is approximately 128.7 (28.7% more expensive than US average; 35.0% more than SC average). Affluent Charleston suburb, coastal, excellent schools, very high housing costs. CARTA bus. When planning your budget based on a salary from 1st Capital Insurance, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,900 - $2,800+ A significant portion of 1st Capital Insurance salary. Location choices impact this heavily.
Utilities (Basic) $160 - $260 Electricity, Heating, Cooling, Water etc.
Public Transportation $57 (CARTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $460 - $680 Can be higher with more dining out or specialty stores.
Personal & Leisure $480 - $850+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $410 - $760+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,467 - $5,357+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of 1st Capital Insurance

1. What is the typical salary range (low to high) for most roles at 1st Capital Insurance?

The typical annual salary range for most roles at 1st Capital Insurance is approximately from $75,782 to $97,393. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does 1st Capital Insurance pay compared to Insurance Solutions USA LLC?

The average annual salary at 1st Capital Insurance is $86,135, or an hourly wage of $41, in comparison to Insurance Solutions USA LLC which pays $88,730 per year or $43 per hour.

3. Do salaries differ significantly between departments at 1st Capital Insurance?

Yes, salaries often differ between departments at 1st Capital Insurance due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at 1st Capital Insurance?

Experience level is a significant factor in determining salary at 1st Capital Insurance, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from 1st Capital Insurance in Mount Pleasant is fair given the local cost of living?

To determine if a salary offer from 1st Capital Insurance in Mount Pleasant is fair, first compare the gross salary to our data for similar roles at 1st Capital Insurance and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Mount Pleasant" to understand its purchasing power.

6. Why might an individual's actual salary at 1st Capital Insurance differ from the ranges shown here?

An individual's actual salary at 1st Capital Insurance can differ from our estimated ranges due to various factors. These include their specific years of experience in the role, unique skills or certifications, educational background, performance record, the specific team or department they join, negotiation outcomes, and even the precise timing of when they were hired relative to market fluctuations. Our ranges represent typical compensation.