Cafro Agency LLC Salary

As of September 2026, the average annual salary for employees at Cafro Agency LLC in the United States is $94,078. This translates to an approximate hourly wage of $45. Salaries at Cafro Agency LLC typically range from $82,783 to $106,380 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Cafro Agency LLC Pay for Different Roles?

Explore detailed salary information for specific jobs at Cafro Agency LLC. Based on our data, the highest paying job is the President, with an annual salary of $728,243. The table below outlines the annual salary ranges for most popular roles within the company.
How accurate does the salary look to you?

Is Cafro Agency LLC’s Pay Competitive? Salary Benchmarking Analysis

How does Cafro Agency LLC's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Vermillion & Associates Insurance Agency $88,519
-5.9%
Reflects market rates for standard general contracting, differing from specialized roles.
Infiniti Insurance Services Inc $91,926
-2.3%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Beatty Insurance $82,918
-11.9%
Beatty Insurance likely leverages performance bonuses over the high base salary shown here.
Tomei Insurance Agency $89,953
-4.4%
Normalized for lower cost-of-living zones where Tomei Insurance Agency primarily operates.
Insurance Industry $123,858
+31.7%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Cafro Agency LLC

Considering a career at Cafro Agency LLC? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Training programs are thorough, though some systems could use updating. A solid choice for insurance professionals seeking growth. It’s a reliable employer, though not the most dynamic in terms of innovation. The insurance sector is competitive, but the team excels.
I appreciate the emphasis on teamwork and professional development. Management communicates expectations clearly, reducing uncertainty. Colleagues are professional, though more team-building activities would be nice.
I’ve enjoyed my time here due to the collaborative culture. Overall, it’s a great workplace with plenty of opportunities for advancement. There’s not much flexibility in roles, but the stability makes up for it.

Cafro Agency LLC Overview

Website
www.cafroagency.com
Founded In
2002
Employees
<25 employees
Industry
Insurance
Headquarter Address
60 Hartford Pike Dayville Connecticut CT 06241
Revenue
<$5 Million
Phone Number
+1 8607793283
Social Media
About Cafro Agency LLC
Cafro Agency gets you the lowest rates on group health and benefit plans, advises on the Affordable Care Act and have employer web portal.

What Benefits Does Cafro Agency LLC Offer Beyond Salary?

A competitive compensation package is more than just a salary. Cafro Agency LLC offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Hartford?

Understanding the cost of living near Hartford is key to truly evaluating a salary offer or your current compensation at Cafro Agency LLC.
Hartford's Cost of Living Index is approximately 99.2 (0.8% less expensive than US average; 7.9% less than CT average). State capital, 'Insurance Capital', housing is relatively affordable for a NE city. CTtransit, CTfastrak. When planning your budget based on a salary from Cafro Agency LLC, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,200 - $1,800+ A significant portion of Cafro Agency LLC salary. Location choices impact this heavily.
Utilities (Basic) $170 - $280 Electricity, Heating, Cooling, Water etc.
Public Transportation $63 (CTtransit 31-day pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $410 - $600 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $650+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,573 - $4,033+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Cafro Agency LLC

1. What is the average salary for employees at Cafro Agency LLC?

The average annual total compensation for employees at Cafro Agency LLC is approximately $94,078. However, this is an aggregate figure, actual salaries can range significantly, typically from $82,783 to $106,380, depending on factors like job role, experience, and location.

2. How much does Cafro Agency LLC pay compared to Vermillion & Associates Insurance Agency?

The average annual salary at Cafro Agency LLC is $94,078, or an hourly wage of $45, in comparison to Vermillion & Associates Insurance Agency which pays $88,519 per year or $43 per hour.

3. How does having a professional certification impact salary for relevant roles at Cafro Agency LLC?

Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at Cafro Agency LLC for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.

4. Does Cafro Agency LLC offer cost-of-living adjustments (COLA) for employees in high-cost areas like Hartford?

While some companies offer formal COLA, many, including potentially Cafro Agency LLC, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.

5. What's the typical process for salary reviews and raises at Cafro Agency LLC?

Most companies, likely including Cafro Agency LLC, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.