HFS Financial Salary

As of September 2026, the average annual salary for employees at HFS Financial in the United States is $92,168. This translates to an approximate hourly wage of $44. Salaries at HFS Financial typically range from $80,850 to $104,441 annually, reflecting the diverse roles and experience levels within the company.
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Is HFS Financial’s Pay Competitive? Salary Benchmarking Analysis

How does HFS Financial's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Polimeni Tax & Financial Group LLC $85,913
-6.8%
Polimeni Tax & Financial Group LLC may offer non-monetary perks in lieu of competitive base salaries.
Mobipaid SA $85,439
-7.3%
Reflects market rates for standard general contracting, differing from specialized roles.
SaveDaily.com Inc $100,238
+8.8%
Supported by SaveDaily.com Inc's high-margin contracts allowing higher overhead.
Cogni Inc $107,874
+17.0%
Reflects a supply-demand imbalance for the specific talent Cogni Inc targets.
Financial Services Industry $121,514
+31.8%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at HFS Financial

Considering a career at HFS Financial? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Their commitment to ethical investing and supporting philanthropic initiatives demonstrates a broader vision beyond just financial returns. The work is meaningful, helping clients achieve important financial goals. With employees, there’s a rich mix of backgrounds, perspectives, and ideas. Transparent communication promotes trust and collaboration. Promotion rates are analyzed for equity.
This firm stands out for its employee-centric. This discipline prevents wasted time. Management invests in employee development programs.
Work-life balance is respected, with flexible hours and remote work options available. The company encourages continuous learning and values employee feedback. Job roles are clearly defined, which helps avoid confusion. Career progression is possible but usually requires long tenure.

HFS Financial Overview

Website
www.hfsfinancial.net
Founded In
2011
Employees
<25 employees
Industry
Financial Services
Headquarter Address
100 Owings Ct Reisterstown Maryland MD 21136
Revenue
<$5 Million
Phone Number
+1 8002549560
Social Media
About HFS Financial
If you can dream it, we can finance it! HFS Financial Services offers consumer financing for swimming pool and home improvement projects in all 50 states. 100% No Money Down, & No Equity Required! Loan amounts up to $150,000 starting at 4.88%. Call 1-800-254-9560 or apply online today! Now, you can finally get that in-ground pool or remodeled bathroom you've always wanted. With more than 55 years

What Benefits Does HFS Financial Offer Beyond Salary?

A competitive compensation package is more than just a salary. HFS Financial offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Baltimore?

Understanding the cost of living near Baltimore is key to truly evaluating a salary offer or your current compensation at HFS Financial.
Baltimore's Cost of Living Index is approximately 91.8 (8.2% less expensive than US average; 18.8% less than MD average). Major city, historic, affordable housing in many areas, but varies greatly by neighborhood. MTA bus/Light Rail/Metro Subway. When planning your budget based on a salary from HFS Financial, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,200 - $1,900+ A significant portion of HFS Financial salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 Electricity, Heating, Cooling, Water etc.
Public Transportation $77 (MTA CharmCard 31-day pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $420 - $620 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,627 - $4,227+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of HFS Financial

1. What is the average salary for employees at HFS Financial?

The average annual total compensation for employees at HFS Financial is approximately $92,168. However, this is an aggregate figure, actual salaries can range significantly, typically from $80,850 to $104,441, depending on factors like job role, experience, and location.

2. How much does HFS Financial pay compared to Polimeni Tax & Financial Group LLC?

The average annual salary at HFS Financial is $92,168, or an hourly wage of $44, in comparison to Polimeni Tax & Financial Group LLC which pays $85,913 per year or $41 per hour.

3. What is the lowest salary at HFS Financial?

The lowest-paying job at HFS Financial is a Loan Processor with a salary of $39,002 per year. The lowest- paying job depends heavily on the specific role, location, whether it's an hourly or salaried position, and if it's full-time, part-time, or an internship. Generally, entry-level positions might represent the lower end of the pay scale.

4. How does having a professional certification impact salary for relevant roles at HFS Financial?

Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at HFS Financial for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.

5. Does HFS Financial offer cost-of-living adjustments (COLA) for employees in high-cost areas like Baltimore?

While some companies offer formal COLA, many, including potentially HFS Financial, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.

6. What's the typical process for salary reviews and raises at HFS Financial?

Most companies, likely including HFS Financial, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.