S F & C Insurance Associates Inc Salary

As of October 2026, the average hourly salary for employees at S F & C Insurance Associates Inc in the United States is $23. This translates to an approximate annual wage of $48,395. Salaries at S F & C Insurance Associates Inc typically range from $20 to $26 hourly, reflecting the diverse roles and experience levels within the company.

How Much Does S F & C Insurance Associates Inc Pay for Different Roles?

Explore detailed salary information for specific jobs at S F & C Insurance Associates Inc. Based on our data, the highest paying job is the Lawn Care, with an hourly wage of $90. The table below outlines the hourly wage ranges for most popular roles within the company.

Allstate Insurance Customer Service Representative

$22 / hour

Salary Range: $20 - $25

Customer Service

Insurance Retention Specialist

$30 / hour

Salary Range: $26 - $36

Sales

Insurance Sales Representative

$23 / hour

Salary Range: $20 - $26

Medical Technology

Management Trainee

$32 / hour

Salary Range: $29 - $35

Automotive Repair

Customer Service Representative

$19 / hour

Salary Range: $18 - $22

Customer Service

Lawn Care

$90 / hour

Salary Range: $80 - $102

Physician

Turn Insight into Opportunity: Current Job Openings

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About S F & C Insurance Associates Inc: Company Profile

Website
www.sfandc.com
Founded In
1981
Employees
25 - 50 employees
Industry
Insurance
Headquarter Location
OWINGS MILLS
Revenue
$10 Million - $50 Million
Phone Number
-
Social Media

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into S F & C Insurance Associates Inc's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
The office culture is positive, making it a pleasant place to work every day. This company offers a great balance of challenge and support. I appreciate the emphasis on teamwork and professional development. Great learning opportunities. The hybrid work model provides flexibility, which I appreciate.
Compensation is competitive. I appreciate the flexible work options and supportive management. Good for those seeking consistency in their career. The insurance sector is process-driven, and this company handles operations efficiently.
The hybrid work model is convenient, though more remote days would be appreciated. Colleagues are respectful, and the office environment is comfortable. The team is talented, and leadership is visionary. I’ve enjoyed my time here and would recommend it to anyone looking for a career in insurance.
Coworkers are knowledgeable and open to sharing expertise. The office is well-maintained, and hybrid work options are available. Workloads are manageable, though some processes could be modernized. Benefits are standard. The leadership team is engaged, and the work environment is collaborative. I highly recommend this employer. The work-life balance is excellent, with flexible scheduling options. ...
The company invests in upskilling staff, offering certifications and courses. The office environment is modern, and hybrid work options are available. Compensation is fair, with performance-based incentives. Benefits are standard but fair. The company also engages in community initiatives, which adds to its positive reputation.

Is S F & C Insurance Associates Inc’s Pay Competitive? Salary Benchmarking Analysis

How does S F & C Insurance Associates Inc's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
FARMERS' MUTUAL INSURANCE COMPANY OF CALLAWAY COUNTY $22
-4.9%
Normalized for lower cost-of-living zones where FARMERS' MUTUAL INSURANCE COMPANY OF CALLAWAY COUNTY primarily operates.
F&H INSURANCE SERVICES LLC $22
-5.4%
F&H INSURANCE SERVICES LLC operates with a leaner overhead structure, impacting base wage offers.
FARMERS & MERCHANTS COOPERATIVE OIL CO INC $20
-14.2%
FARMERS & MERCHANTS COOPERATIVE OIL CO INC likely leverages performance bonuses over the high base salary shown here.
FASHION AFRIQUE $22
-7.6%
FASHION AFRIQUE may offer non-monetary perks in lieu of competitive base salaries.
Insurance Industry $60
+155.9%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near Baltimore?

Understanding the cost of living near Baltimore is key to truly evaluating a salary offer or your current compensation at S F & C Insurance Associates Inc.
Baltimore's Cost of Living Index is approximately 91.8 (8.2% less expensive than US average; 18.8% less than MD average). Major city, historic, affordable housing in many areas, but varies greatly by neighborhood. MTA bus/Light Rail/Metro Subway. When planning your budget based on a salary from S F & C Insurance Associates Inc, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,200 - $1,900+ A significant portion of S F & C Insurance Associates Inc salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 Electricity, Heating, Cooling, Water etc.
Public Transportation $77 (MTA CharmCard 31-day pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $420 - $620 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,627 - $4,227+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About S F & C Insurance Associates Inc

FAQ 1: What is the typical salary range (low to high) for most roles at S F & C Insurance Associates Inc?
The typical salary range for most roles at S F & C Insurance Associates Inc is approximately from $20 to $26 per hour. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.
FAQ 2: How much does S F & C Insurance Associates Inc pay compared to FARMERS' MUTUAL INSURANCE COMPANY OF CALLAWAY COUNTY?
The average annual salary at S F & C Insurance Associates Inc is $48,395, or an hourly wage of $23, in comparison to FARMERS' MUTUAL INSURANCE COMPANY OF CALLAWAY COUNTY which pays $46,042 per year or $22 per hour.
FAQ 3: How does experience level affect salary at S F & C Insurance Associates Inc?
Experience level is a significant factor in determining salary at S F & C Insurance Associates Inc, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.
FAQ 4: How can I determine if a salary offer from S F & C Insurance Associates Inc in Baltimore is fair given the local cost of living?
To determine if a salary offer from S F & C Insurance Associates Inc in Baltimore is fair, first compare the gross salary to our data for similar roles at S F & C Insurance Associates Inc and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Baltimore" to understand its purchasing power.
FAQ 5: What factors influence salary increases at S F & C Insurance Associates Inc?
Salary increases at S F & C Insurance Associates Inc are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.