Smart Mortgage Salary

As of September 2026, the average annual salary for employees at Smart Mortgage in the United States is $81,926. This translates to an approximate hourly wage of $39. Salaries at Smart Mortgage typically range from $71,860 to $92,844 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Smart Mortgage Pay for Different Roles?

Explore detailed salary information for specific jobs at Smart Mortgage. Based on our data, the highest paying job is the Branch Manager, with an annual salary of $55,860. The table below outlines the annual salary ranges for most popular roles within the company.
How accurate does the salary look to you?

Is Smart Mortgage’s Pay Competitive? Salary Benchmarking Analysis

How does Smart Mortgage's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Element 22 Commercial Group $84,700
+3.4%
Reflects structural premiums typical of Element 22 Commercial Group's large-cap national operations.
Petaluma Home Loans $100,681
+22.9%
Driven by niche technical certifications required for Petaluma Home Loans's specialized projects.
Falcon Investments $85,143
+3.9%
Data suggests Falcon Investments's workforce skews heavily towards veteran, high-tenure roles.
Empire South Financial $87,569
+6.9%
Reflects a supply-demand imbalance for the specific talent Empire South Financial targets.
Financial Services Industry $121,514
+48.3%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Smart Mortgage

Considering a career at Smart Mortgage? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Tools and resources are modern and effective. Most tasks are procedural and repeatable. The office spaces are designed to encourage interaction, and even remote employees feel connected. This financial services company stands out for its innovation and adaptability. Training programs exist but can always be updated or role-specific.
Leadership is professional but often distant from frontline employees. I feel fortunate to be part of the journey. This focus not only enhances my skills but also demonstrates a clear commitment to employee growth and career longevity within the firm. Leadership is present but distant. The support from leadership is strong, and company policies reflect values like fairness, inclusion, and innovati...
From the first interview to today, I’ve felt welcomed and supported. Meditation rooms provide quiet space. Career advancement is available but requires time and persistence. Overall, it’s a stable workplace that prioritizes routine over rapid change.

Smart Mortgage Overview

Website
www.smartmortgageaz.com
Founded In
2004
Employees
<25 employees
Industry
Financial Services
Headquarter Address
1701 N Emerald Dr Prescott Arizona AZ 86301
Revenue
<$5 Million
Phone Number
+1 9284459499
Social Media
About Smart Mortgage
A Smart Mortgage company that specialize in helping client with their Smart Mortgage Prescott home loans Prescott refinance Prescott reverse mortgage Prescott real estate Prescott home financing Prescott home purchase Prescott home equity Prescott debt consolidation Prescott bad credit Prescott credit repair Prescott homes for sale

What Benefits Does Smart Mortgage Offer Beyond Salary?

A competitive compensation package is more than just a salary. Smart Mortgage offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

Get an estimated calculation of how much you should be earning and insight into your career options.

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What Is the Cost of Living Near Prescott?

Understanding the cost of living near Prescott is key to truly evaluating a salary offer or your current compensation at Smart Mortgage.
Prescott's Cost of Living Index is approximately 105.3 (5.3% more expensive than US average; 2.0% more than AZ average). Popular for its climate and scenery, higher housing costs than more remote AZ towns. When planning your budget based on a salary from Smart Mortgage, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,200 - $1,800+ A significant portion of Smart Mortgage salary. Location choices impact this heavily.
Utilities (Basic) $160 - $280 Electricity, Heating, Cooling, Water etc.
Public Transportation Limited local transit Essential for most commuters; car ownership is costly.
Groceries (Single Person) $420 - $620 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $650+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $390 - $720+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,520 - $4,100+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Smart Mortgage

1. What is the estimated average total compensation at Smart Mortgage?

Salary.com estimates that the average total compensation package at Smart Mortgage, which can include base salary, potential bonuses, and benefits, is around $81,926 annually . Total compensation provides a more holistic view of an employee's earnings.

2. How much does Smart Mortgage pay compared to Element 22 Commercial Group?

The average annual salary at Smart Mortgage is $81,926, or an hourly wage of $39, in comparison to Element 22 Commercial Group which pays $84,700 per year or $41 per hour.

3. What's the typical salary progression for an employee moving from an entry-level to a senior role at Smart Mortgage?

Salary progression from an entry-level to a senior role at Smart Mortgage can be significant, often involving several promotions and substantial pay increases. For example, an entry-level Analyst might see their salary potentially double or more as they progress to a Senior Manager or Director position over several years, assuming strong performance and development.

4. How can I determine if a salary offer from Smart Mortgage in Prescott is fair given the local cost of living?

To determine if a salary offer from Smart Mortgage in Prescott is fair, first compare the gross salary to our data for similar roles at Smart Mortgage and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Prescott" to understand its purchasing power.

5. Are promotions at Smart Mortgage usually accompanied by a significant salary increase?

Yes, promotions at Smart Mortgage are generally accompanied by a salary increase. The amount of the increase typically reflects the greater responsibilities, skills, and scope of the new role. The percentage increase can vary widely depending on the level of promotion and the company's compensation structure.