Smart Universal Insurance Salary

As of September 2026, the average annual salary for employees at Smart Universal Insurance in the United States is $90,660. This translates to an approximate hourly wage of $44. Salaries at Smart Universal Insurance typically range from $79,769 to $102,502 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Smart Universal Insurance Pay for Different Roles?

Explore detailed salary information for specific jobs at Smart Universal Insurance. Based on our data, the highest paying job is the Insurance Broker, with an annual salary of $76,719. The table below outlines the annual salary ranges for most popular roles within the company.
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Is Smart Universal Insurance’s Pay Competitive? Salary Benchmarking Analysis

How does Smart Universal Insurance's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Curotech Specialty Inc $88,034
-2.9%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
E E Hill & Son Inc $82,844
-8.6%
E E Hill & Son Inc may offer non-monetary perks in lieu of competitive base salaries.
Atlas Adjustments LLC $104,299
+15.0%
Influenced by prevailing union wage agreements specific to Atlas Adjustments LLC's sector.
Tempo Insurance Group $89,531
-1.2%
Confirms Tempo Insurance Group is a direct competitor vying for the exact same talent pool.
Insurance Industry $123,858
+36.6%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Smart Universal Insurance

Considering a career at Smart Universal Insurance? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Salaries are competitive, and there are clear paths for advancement. Workloads are manageable, though some processes could be modernized. The insurance industry expertise here is impressive, and training is thorough. The corporate culture is positive, and teamwork is highly encouraged. There’s a real sense of camaraderie, making it a pleasant workplace. The supportive culture here makes every work...
A dependable choice for those seeking a steady corporate career. The work environment is dynamic yet supportive. The company emphasizes employee growth through workshops and certifications. Training could improve slightly. The collaborative atmosphere makes it a great place to work.
The insurance industry is competitive, but the company provides the tools for success. This company values its employees and provides meaningful growth opportunities. Colleagues are professional, though interactions are mostly task-focused.

Smart Universal Insurance Overview

Website
www.smartuniversalinsurance.com
Founded In
2009
Employees
<25 employees
Industry
Insurance
Headquarter Address
312 N Greenville Ave Richardson Texas TX 75081
Revenue
<$5 Million
Phone Number
+1 9729870893
Social Media
About Smart Universal Insurance
We service in the Richardson, Garland, Dallas, Plano, Frisco, Wylie areas and throughout the state of Texas. At Smart Universal Insurance, each one of our clients is given a dedicated team of experts that work together to proficiently address all your concerns. We offer all types of Personal Insurance coverages to our clients in Texas include Auto Insurance, Homeowners Insurance, Landlord package,

What Benefits Does Smart Universal Insurance Offer Beyond Salary?

A competitive compensation package is more than just a salary. Smart Universal Insurance offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Richardson?

Understanding the cost of living near Richardson is key to truly evaluating a salary offer or your current compensation at Smart Universal Insurance.
Richardson's Cost of Living Index is approximately 103.5 (3.5% more expensive than US average; 11.3% more than TX average). Dallas suburb (Telecom Corridor), housing above US avg. DART. When planning your budget based on a salary from Smart Universal Insurance, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,300 - $1,900+ A significant portion of Smart Universal Insurance salary. Location choices impact this heavily.
Utilities (Basic) $140 - $240 Electricity, Heating, Cooling, Water etc.
Public Transportation $96 (DART monthly regional pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $410 - $600 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $730+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,726 - $4,176+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Smart Universal Insurance

1. What is the typical salary range (low to high) for most roles at Smart Universal Insurance?

The typical annual salary range for most roles at Smart Universal Insurance is approximately from $79,769 to $102,502. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Smart Universal Insurance pay compared to Curotech Specialty Inc?

The average annual salary at Smart Universal Insurance is $90,660, or an hourly wage of $44, in comparison to Curotech Specialty Inc which pays $88,034 per year or $42 per hour.

3. How does experience level affect salary at Smart Universal Insurance?

Experience level is a significant factor in determining salary at Smart Universal Insurance, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

4. How can I determine if a salary offer from Smart Universal Insurance in Richardson is fair given the local cost of living?

To determine if a salary offer from Smart Universal Insurance in Richardson is fair, first compare the gross salary to our data for similar roles at Smart Universal Insurance and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Richardson" to understand its purchasing power.

5. What are the key factors that influence salary levels at Smart Universal Insurance?

Several key factors influence salary levels at Smart Universal Insurance. These primarily include: 1. Job Role & Responsibilities: More complex roles with greater impact typically command higher pay. 2. Experience & Skills: Your years of relevant experience and specific in-demand skills are critical. 3. Performance: Strong performance can lead to higher raises and bonuses. 4. Location: Office location impacts pay due to varying local market rates and cost of living. 5. Industry Benchmarks: Smart Universal Insurance likely benchmarks its salaries against other companies in the Insurance sector. You can explore how these factors play out in our detailed salary data.