Spectrum Direct Insurance Services Inc Salary

As of August 2026, the average annual salary for employees at Spectrum Direct Insurance Services Inc in the United States is $101,408. This translates to an approximate hourly wage of $49. Salaries at Spectrum Direct Insurance Services Inc typically range from $89,225 to $114,659 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Spectrum Direct Insurance Services Inc Pay for Different Roles?

Explore detailed salary information for specific jobs at Spectrum Direct Insurance Services Inc. Based on our data, the highest paying job is the Chief Executive Officer, with an annual salary of $784,991. The table below outlines the annual salary ranges for most popular roles within the company.
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Is Spectrum Direct Insurance Services Inc’s Pay Competitive? Salary Benchmarking Analysis

How does Spectrum Direct Insurance Services Inc's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Percy Hoek Inc $99,141
-2.2%
Indicates identical technical requirements and experience levels between the two firms.
Montage Systems LLC $100,776
-0.6%
Suggests Montage Systems LLC utilizes a highly similar base-plus-benefits compensation model.
HDFC Life $90,755
-10.5%
Reflects market rates for standard general contracting, differing from specialized roles.
WFG Growth $87,348
-13.9%
WFG Growth may offer non-monetary perks in lieu of competitive base salaries.
Insurance Industry $123,858
+22.1%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Spectrum Direct Insurance Services Inc

Considering a career at Spectrum Direct Insurance Services Inc? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The work-life balance initiatives, like flexible hours, are appreciated. Colleagues are competent, though interactions are minimal. The benefits package is competitive, and the office culture is positive. Office setup is functional but not flashy. Career growth opportunities are plentiful, and management is supportive.
The workload is manageable, and flexible work options are a plus. I’ve grown professionally since joining and would recommend it to anyone seeking stability and growth in insurance. I’ve enjoyed my time here due to the strong team dynamics and clear company vision. Workload distribution is fair, and management is reasonable with expectations. The company’s commitment to employee well-being is evid...
The company also gives back to the community through volunteer programs, which I find fulfilling. The company follows industry standards well, making it a reliable employer. The collaborative culture makes problem-solving efficient, and cross-department communication is smooth. The benefits package is robust, including retirement plans.

Spectrum Direct Insurance Services Inc Overview

Website
www.spectrumdirect.com
Founded In
1986
Employees
<25 employees
Industry
Insurance
Headquarter Address
15615 Alton Pkwy Irvine California CA 92618
Revenue
<$5 Million
Phone Number
+1 6578595500
Social Media
About Spectrum Direct Insurance Services Inc
Since 2001, Spectrum Direct has been a trusted source for life insurance. Over the years, we have assisted over a million people to find exceptional life insurance rates from highly rated companies. In total, we have helped our clients secure over $10 billion of insurance protection. These are people with children, spouses, mortgage and car payments as well as plans to provide their kids with a co

What Benefits Does Spectrum Direct Insurance Services Inc Offer Beyond Salary?

A competitive compensation package is more than just a salary. Spectrum Direct Insurance Services Inc offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Irvine?

Understanding the cost of living near Irvine is key to truly evaluating a salary offer or your current compensation at Spectrum Direct Insurance Services Inc.
Irvine's Cost of Living Index is approximately 186.9 (86.9% more expensive than US average; 33.7% more than CA average). Very affluent Orange County city, extremely high housing costs, excellent schools, and high quality of life drive up all expenses. When planning your budget based on a salary from Spectrum Direct Insurance Services Inc, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,700 - $4,000+ A significant portion of Spectrum Direct Insurance Services Inc salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 Electricity, Heating, Cooling, Water etc.
Public Transportation $69 (OCTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $480 - $720 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $900+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $420 - $800+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $4,329 - $6,699+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Spectrum Direct Insurance Services Inc

1. What is the typical salary range (low to high) for most roles at Spectrum Direct Insurance Services Inc?

The typical annual salary range for most roles at Spectrum Direct Insurance Services Inc is approximately from $89,225 to $114,659. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Spectrum Direct Insurance Services Inc pay compared to Percy Hoek Inc?

The average annual salary at Spectrum Direct Insurance Services Inc is $101,408, or an hourly wage of $49, in comparison to Percy Hoek Inc which pays $99,141 per year or $48 per hour.

3. Do salaries differ significantly between departments at Spectrum Direct Insurance Services Inc?

Yes, salaries often differ between departments at Spectrum Direct Insurance Services Inc due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Spectrum Direct Insurance Services Inc?

Experience level is a significant factor in determining salary at Spectrum Direct Insurance Services Inc, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Spectrum Direct Insurance Services Inc in Irvine is fair given the local cost of living?

To determine if a salary offer from Spectrum Direct Insurance Services Inc in Irvine is fair, first compare the gross salary to our data for similar roles at Spectrum Direct Insurance Services Inc and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Irvine" to understand its purchasing power.

6. Are the salaries listed for Spectrum Direct Insurance Services Inc on Salary.com pre-tax or after-tax?

All salary figures displayed for Spectrum Direct Insurance Services Inc, including average base salary and estimated total compensation, are pre-tax amounts. They do not account for federal, state, or local income taxes, nor deductions for benefits like health insurance or 401(k) contributions.