Spencer Financial Services Salary

As of October 2026, the average annual salary for employees at Spencer Financial Services in the United States is $87,010. This translates to an approximate hourly wage of $42. Salaries at Spencer Financial Services typically range from $76,314 to $98,588 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Spencer Financial Services Pay for Different Roles?

Explore detailed salary information for specific jobs at Spencer Financial Services. Based on our data, the highest paying job is the Chief Operations Officer, with an annual salary of $392,915. The table below outlines the annual salary ranges for most popular roles within the company.
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Is Spencer Financial Services’s Pay Competitive? Salary Benchmarking Analysis

How does Spencer Financial Services's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Alsworth Capital Management LLC $84,637
-2.7%
Indicates identical technical requirements and experience levels between the two firms.
Armis Advisers LLC $84,331
-3.1%
Normalized for lower cost-of-living zones where Armis Advisers LLC primarily operates.
IRIS Financial $83,139
-4.4%
IRIS Financial operates with a leaner overhead structure, impacting base wage offers.
Reynolds Financial Group LLC $85,745
-1.5%
Aligns perfectly with prevailing regional benchmarks for this specific job family.
Financial Services Industry $121,514
+39.7%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Spencer Financial Services

Considering a career at Spencer Financial Services? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Leaders are open-minded, coworkers are motivated, and the goals are ambitious but attainable. Fresh fruit in breakrooms. Senior staff make time for junior colleagues. Leadership is accessible and genuinely cares about employee well-being.
Most tasks are procedural and repeatable. The company balances innovation and risk with care, which I greatly respect. Social connections develop beyond work tasks.
I enjoy the collaborative atmosphere and feel supported in pursuing growth and advancement opportunities within the company. Feedback loops ensure messages are understood. The work can become repetitive, with few opportunities for innovation. Coworkers help each other succeed, and management provides clear vision. I enjoy the supportive team culture and open communication here. Technology platform...

Spencer Financial Services Overview

Website
www.spencerfinancialinc.com
Founded In
1973
Employees
<25 employees
Industry
Financial Services
Headquarter Address
1135 W Kansas St Liberty Missouri MO 64068
Revenue
<$5 Million
Phone Number
+1 8167928772
Social Media
About Spencer Financial Services
Spencer Financial is committed to providing personalized services to meet the needs of our clients and their families. One item often mentioned in Planning or Annual Reviews is the fact that gathering documentation is time consuming and "doesn't get done". Spencer Financial is offering a series of "workouts" to get us into "tip-top shape". The end reward will be your own personalized "Grand Prize"

What Benefits Does Spencer Financial Services Offer Beyond Salary?

A competitive compensation package is more than just a salary. Spencer Financial Services offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Kansas City?

Understanding the cost of living near Kansas City is key to truly evaluating a salary offer or your current compensation at Spencer Financial Services.
Kansas City, MO's Cost of Living Index is approximately 87.2 (12.8% less expensive than US average; 1.9% less than MO average). Major city, BBQ/jazz, affordable housing, RideKC bus/streetcar (free). When planning your budget based on a salary from Spencer Financial Services, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $950 - $1,500+ A significant portion of Spencer Financial Services salary. Location choices impact this heavily.
Utilities (Basic) $140 - $230 Electricity, Heating, Cooling, Water etc.
Public Transportation $50 (RideKC monthly pass, streetcar free) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $380 - $560 Can be higher with more dining out or specialty stores.
Personal & Leisure $380 - $700+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $680+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,270 - $3,670+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Spencer Financial Services

1. What is the typical salary range (low to high) for most roles at Spencer Financial Services?

The typical annual salary range for most roles at Spencer Financial Services is approximately from $76,314 to $98,588. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Spencer Financial Services pay compared to Alsworth Capital Management LLC?

The average annual salary at Spencer Financial Services is $87,010, or an hourly wage of $42, in comparison to Alsworth Capital Management LLC which pays $84,637 per year or $41 per hour.

3. Do salaries differ significantly between departments at Spencer Financial Services?

Yes, salaries often differ between departments at Spencer Financial Services due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Spencer Financial Services?

Experience level is a significant factor in determining salary at Spencer Financial Services, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Spencer Financial Services in Kansas City is fair given the local cost of living?

To determine if a salary offer from Spencer Financial Services in Kansas City is fair, first compare the gross salary to our data for similar roles at Spencer Financial Services and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Kansas City" to understand its purchasing power.

6. What factors influence salary increases at Spencer Financial Services?

Salary increases at Spencer Financial Services are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.