United Bank & Trust Salary

As of August 2026, the average annual salary for employees at United Bank & Trust in the United States is $79,564. This translates to an approximate hourly wage of $38. Salaries at United Bank & Trust typically range from $69,780 to $90,150 annually, reflecting the diverse roles and experience levels within the company.
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Is United Bank & Trust’s Pay Competitive? Salary Benchmarking Analysis

How does United Bank & Trust's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Baud Group $109,393
+37.5%
Supported by Baud Group's high-margin contracts allowing higher overhead.
Iowa Trust $86,135
+8.3%
Influenced by prevailing union wage agreements specific to Iowa Trust's sector.
Iowa State Bank $78,477
-1.4%
Aligns perfectly with prevailing regional benchmarks for this specific job family.
Heartland Bank and Trust Co $82,876
+4.2%
Reflects structural premiums typical of Heartland Bank and Trust Co's large-cap national operations.
Financial Services Industry $121,514
+52.7%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at United Bank & Trust

Considering a career at United Bank & Trust? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Structure supports long-term careers. Employees are empowered to take ownership of their projects, contributing to a dynamic workplace where innovation and teamwork drive success. I’ve found this organization to be a fantastic place to develop a career in finance. Leadership encourages feedback and employee input. The financial tools are advanced, and coworkers collaborate effectively.
Training is engaging and relevant to daily work. Management follows established protocols, which can limit flexibility and innovation. Feedback is solicited and incorporated.
The company culture is professional, though sometimes bureaucratic, which can limit innovation and agility. Clear vision from leadership. Work-life balance depends on project deadlines. Contracts include strong service level agreements. Work feels somewhat siloed, and collaboration opportunities are limited. It’s a steady job, and it is somehow one that fosters creativity. I’ve experienced steady ...

United Bank & Trust Overview

Website
www.ubtna.com
Founded In
Data pending, update soon.
Employees
<25 employees
Industry
Financial Services
Headquarter Address
2101 S Center St Marshalltown Iowa IA 50158
Revenue
$5 Million - $10 Million
Phone Number
+1 6417535900
Social Media
About United Bank & Trust
UBTC is proud to call Franklin County, IA home. Our roots date back to 1915 where our charter originated in Hansell, rural Franklin County, IA. Through the years we have expanded and grown and today, we are not only the oldest bank to hold a charter in Franklin County but the largest bank as well. We essentially are the only bank in the county to have provided a century of service and today we pro

What Benefits Does United Bank & Trust Offer Beyond Salary?

A competitive compensation package is more than just a salary. United Bank & Trust offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near Des Moines?

Understanding the cost of living near Des Moines is key to truly evaluating a salary offer or your current compensation at United Bank & Trust.
Des Moines' Cost of Living Index is approximately 80.8 (19.2% less expensive than US average; 10.1% less than IA average). State capital, affordable housing, growing. DART bus. When planning your budget based on a salary from United Bank & Trust, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $850 - $1,300+ A significant portion of United Bank & Trust salary. Location choices impact this heavily.
Utilities (Basic) $130 - $220 Electricity, Heating, Cooling, Water etc.
Public Transportation $48 (DART monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $370 - $550 Can be higher with more dining out or specialty stores.
Personal & Leisure $330 - $600+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $350 - $650+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,078 - $3,328+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of United Bank & Trust

1. What is the typical salary range (low to high) for most roles at United Bank & Trust?

The typical annual salary range for most roles at United Bank & Trust is approximately from $69,780 to $90,150. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does United Bank & Trust pay compared to Baud Group?

The average annual salary at United Bank & Trust is $79,564, or an hourly wage of $38, in comparison to Baud Group which pays $109,393 per year or $53 per hour.

3. Do salaries differ significantly between departments at United Bank & Trust?

Yes, salaries often differ between departments at United Bank & Trust due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at United Bank & Trust?

Experience level is a significant factor in determining salary at United Bank & Trust, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from United Bank & Trust in Des Moines is fair given the local cost of living?

To determine if a salary offer from United Bank & Trust in Des Moines is fair, first compare the gross salary to our data for similar roles at United Bank & Trust and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Des Moines" to understand its purchasing power.

6. What are the key factors that influence salary levels at United Bank & Trust?

Several key factors influence salary levels at United Bank & Trust. These primarily include: 1. Job Role & Responsibilities: More complex roles with greater impact typically command higher pay. 2. Experience & Skills: Your years of relevant experience and specific in-demand skills are critical. 3. Performance: Strong performance can lead to higher raises and bonuses. 4. Location: Office location impacts pay due to varying local market rates and cost of living. 5. Industry Benchmarks: United Bank & Trust likely benchmarks its salaries against other companies in the Financial Services sector. You can explore how these factors play out in our detailed salary data.