Credit Analyst II analyzes the creditworthiness of prospective and current customers. Examines credit history using credit agency tools and evaluates potential risks. Being a Credit Analyst II makes recommendations on credit extensions within established guidelines. Typically requires a bachelor's degree. Additionally, Credit Analyst II typically reports to a supervisor or manager. The Credit Analyst II gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Credit Analyst II typically requires 2 to 4 years of related experience.