Business Credit Analyst jobs in Ventura, CA

At VCCU, we are proud of the work we do to improve the financial well-being of our members and our community. If you seek meaningful work building stronger financial futures and aspire to create a positive difference in your community, we’d love to hear from you!

About The Role

The Business Analyst 2 is responsible for working with business line stakeholders to elicit, analyze, specify, and validate complex business and solution requirements to meet business needs. Under the direction of the Director, Project Management Office, this individual will lead diverse stakeholder groups, drive consensus, and create a shared understanding between the business lines and the solution delivery team while ensuring alignment with VCCU’s technology and member service strategies. Using their knowledge of business goals, they translate strategies and initiatives into comprehensive action plans with required deliverables.

This position is primarily based at our headquarters office in Ventura, CA; daily travel to our corporate office is expected. A limited hybrid schedule may be available after an agreed onboarding period. Employees at VCCU uphold our Shared Values and work onsite for the best benefit of our membership and community partners. 

What You’ll Do

• Leads the development of Lean Business Cases, including project summary, must-have business requirements, cost/benefit analysis, risk assessment, and scope.
• Facilitates and leads standard agile ceremonies (sprint planning, etc.). Develops and documents complex epics, features, user stories, high-level process maps, and supporting documentation.
• Leads application testing, piloting, implementation, and training activities. Consults on the development and updating of training materials/user manuals and prepares documentation for assigned products.
• Drives prioritization of work on capabilities, working closely with the product owner, and ensuring sufficient review for effective and automation-ready business processes or activities.
• Effectively communicates and interacts with business and technical stakeholders to solve complex data-related business and technical problems.
• Ensures compliance with company data and software policies and procedures. Monitors software systems to ensure the reliability and accuracy of information.
• Acts as a product owner/product owner proxy and mentors the Business Analyst 1.

What We’re Seeking

• 3 years’ of experience in financial services, directly working with lending and/or deposit operations platforms and processes. Including domain knowledge of the assets and liabilities side of credit union business operations.
• Experience communicating to all levels within an organization, project management, and organizational skills required.
• Knowledge of software languages that pertain to network and server operating systems. This includes capturing requirements using user stories and use cases with tools such as JIRA.
• Advanced proficiency in MS Excel, Word, PowerPoint, Visio, and Teams.
• A bachelor's degree in a STEM field is required. May accept equivalent experience in lieu of education.

What Will Make You Stand Out

• Working knowledge of Microsoft SQL server is a plus.
• Previous experience identifying innovative solutions to achieve business line objectives and drive team approaches across different functions.
• Proven ability to conduct complex work under minimal supervision and with wide latitude for independent judgment.
• A dedication to service, working with organizations that seek to improve the lives of people in your community.  

What’s In It For You

VCCU is an Equal Pay Champion and we offer a competitive total rewards package!

• Paid Volunteer Time
• Paid Time Off, including Sick/Vacation/Holidays
• Medical/Dental/Vision/Supplemental Benefits
• 401k Employer Match & Safe Harbor Contribution
• Company Sponsored Life & LTD Insurance
• Education Reimbursement
• Free Electric Vehicle Charging at Headquarters Location
• VCCU Membership and Rate Discounts

We are dedicated to building an inclusive and authentic workplace that values unique voices and experiences, backgrounds and identities.  We are an equal opportunity employer who celebrates the diversity of our employees and our members and strives to represent the many communities we serve.