Commercial Loan Clerk, Sr. jobs in Long Beach, CA

SUMMARY

With limited supervision, assists commercial lenders in processing loans and servicing customers by performing the following duties.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.

• Creates and maintains credit and legal files for the department within Bank policy and standards.
• Assists commercial lenders in the booking of loans, including preparation of Loan Input Worksheets, inputting customer information for new borrowers and guarantors, and copying documents for credit files as well as sending original documents to Loan Servicing.
• Assists commercial lenders in the review of documents received from Loan Servicing to ensure information is accurate and complete.
• Processes loan payments, fees, disbursements and advances.
• Assists commercial lenders in the tracking and maintenance of financial reports and covenants.
• Assists commercial lenders in the preparation of Credit Approval Memos and other documents necessary to present a loan for approval.
• Opens appropriate operating accounts for customers by loading information into CBS system, preparing signature cards, banking resolutions and other bank agreements as required.
• Follows up with customers to ensure services are set up in a timely manner and there are no audit or compliance issues.
• Identifies cross-sell opportunities and makes the appropriate referral.
• Processes internal fund transfers and outgoing wire transfers according to bank procedures. Other customer service functions to include but not limited to stop payments, ordering checks and answering phones.
• Assists a commercial lending unit in the management of overdrafts, delinquencies, operational and loan losses within bank guidelines.
• Performs other duties as required.

SUPERVISORY RESPONSIBILITIES

This job has no supervisory responsibilities.

QUALIFICATIONS - To perform this job successfully, an individual must be able to perform each essential duty in a satisfactorily manner. The requirements listed below are representative of the minimum knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE

High school diploma or general education degree (GED) with completion of some college level studies preferred. Minimum three to five years commercial or consumer loan experience preferred. PC proficiency in a Windows environment, particularly EXCEL and Word, required. Previous customer service experience of at least one year. Understanding of commercial loan products, deposit products, as well as other bank products and services preferred.

LANGUAGE SKILLS

Ability to effectively present information one-on-one, and small group situations to customers, clients, and other employees of the organization. Ability to effectively present information and respond to questions, both orally and in writing, to commercial lenders, managers, clients, etc.

MATHEMATICAL SKILLS

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages. Ability to comprehend and apply basic accounting principles.

REASONING ABILITY

Ability to interpret a variety of instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.

PERSONAL AND ORGANIZATION SKILLS

Candidate must possess strong organizational skills, be self-motivated, and have the ability to handle multiple priorities at the same time.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee is occasionally required to stand; walk; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.