Commercial Loan Officer jobs in Lowell, MA

ABOUT LOWELL FIVE

With nearly $1.7 billion in assets, over 200 employees, and 15 banking center locations throughout the Merrimack Valley and Southern New Hampshire, Lowell Five is honored to play a vital role in the economic vitality of the region.  We provide support of, and our employees are engaged in, a myriad of leadership roles for numerous community boards and organizations.  We are proud of the longevity of our employees and we are committed to finding new talent for our team.  We offer career development and educational programs to support personal and professional growth along with a benefit package that supports each employee’s best life.  For more information, please visit www.lowellfive.com.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Actively manages a separate portfolio of small to mid-sized commercial loan relationships
• Conducts business development activities, including working closely with the Bank’s retail deposit and cash management services, as well as independent development of various centers of influence to support individual portfolio growth
• Utilizes the Bank’s information systems, including Salesforce/CRM
• Identifies and makes recommendations regarding commercial loans to the Chief Lending Officer and Bank Loan Committees
• Monitors industry trends to understand impact to the portfolio and attempts to mitigate any potential risks
• Works closely with team members towards assigned goals and objectives
• Represents the Bank within the community to build and strengthen connections
• Ensures adherence with Loan Polices, as well as compliance with regulations impacting assigned portfolio

Please note this job description is not designed to cover a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job.  Duties, responsibilities, and activities may change over time. 

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

REQUIREMENTS

• Minimum of five (5) years’ of bank lending industry experience required, with a preference for significant experience in CRE
• Sound working knowledge of commercial credit, loan underwriting, and loan structuring, in addition to Bank products and services, policies and procedures
• Success in building and maintaining relationships, business development, and management of a diverse lending portfolio within various industries
• Detail-oriented with ability to communicate professionally, both in writing and verbally
• Strong organizational and analytical skills
• Capable of working independently and solving problems when operating under deadlines
• Ability to multi-task, prioritize, and adapt to a changing environment
• Experience and comfort level using office equipment and program applications including: CRM, core software, loan origination systems, Microsoft Office, etc.
• Willingness to support Bank growth by offering solutions to a variety of needs while deepening relationships and providing a quality customer experience

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities