Compliance Analyst (Banking), Sr. jobs in California

Under the direction of the Financial Intelligence Unit (FIU) Manager, the FIU Analyst will aid in the prevention and/or investigation of financial crimes against the Bank. The position requires the ability to maintain strict confidentiality with respect to highly sensitive information. The FIU Analyst will use various systems and reports to identify questionable customer transaction risks indicative of money laundering, and terrorist financing. This role requires an individual to demonstrate integrity, the ability to work both independently with minimal supervision as well as function as an effective team member in an environment with strict deadlines, multiple tasks, high volume, demonstrate exemplary attention to detail, good verbal and written communication skills, and the ability to maintain the strictest confidentiality with respect to highly sensitive information. The position will require interfacing with business units and developing an ongoing working relationship with support units and management.

• Review alerts to identify potential suspicious activity within a given timeframe.
• Identify patterns and trends consistent with money laundering and terrorist financing, and flag any suspicious activities detected.
• Document and report the investigation findings and prepare case files with required supporting documentation.
• Prepares Suspicious Activity Reports (SAR) in compliance with established regulatory guidelines and time frames.
• Document all research and analysis conducted in the Case Management System Assists in the compliance with 314(a) and 314(b) responsibilities.
• Communicates findings, status, open issues, and other AML-related items to management regularly.
• Communicate effectively with peers, front-line and management when requesting information or documentation and addressing concerns or findings.
• Adhere to all designated time frames, manage workflow to the specified deadlines and complete responsibilities in a satisfactory manner.
• Thoroughly document findings by preparing reports in a manner that is clear and comprehensible to BSA supervisors/managers, internal auditors, and regulatory examiners.
• Report and escalate all concerns or negative findings clearly and objectively to Manager
• Ensure all customer records are properly completed and communicate deficiencies to appropriate party and/or Manager.
• Actively assist the Manager in special projects that are both systems related or involve special investigations or reviews.

• Education: Bachelor's Degree or equivalent experience Skills & Qualifications:
• Minimum 3-5 years banking experience, with emphasis on BSA Compliance and due diligence in accordance with KYC, CIP, AML/BSA guidelines required
• Deep understanding of regulatory environment at state and national level, as well as familiarity with USA PATRIOT Act, BSA, FDIC, OFAC and DFPI laws and statutes
• Ability to work excel in an innovative, fast-paced environment.
• Excellent presentation skills with the ability to present in a large group setting
• Strong communication skills with the ability to convey complex ideas in a clear, concise manner
• Detail oriented, accurate, organized and able to work in an environment with multiple priorities Language Skills: Business fluency in the following language(s): English