Consumer Credit Manager supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Manager provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Manager requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Consumer Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)
Come join our 2023 Top Workplace team!
We are seeking a dynamic Consumer Lending Operations Manager to drive lending operations across multiple channels. In this position you will oversee indirect and direct lending functions, including underwriting, processing, and funding, coach and develop your team, as well as facilitate training for new team members. Do you have Meridian Link and/or Symitar experience? Be sure to include that in your resume if you do!
If you're a proactive leader with a passion for ensuring operational excellence, we want to hear from you! Join us and be part of a team dedicated to delivering exceptional lending solutions to both members and employees.
Note: This position does not involve mortgage loans of any kind.
As part of our application process, we also ask that you set aside 10-12 minutes to complete a 2 page survey for the Consumer Lending Operations Manager position. This is a tool that we'll use to better understand the training and development needs of our employees, including how they prefer to be managed and communicated with. To take the survey, CLICK HERE.
Here are some of the perks you'll get when working at ACU of Texas:
The position responsibilities are:
The above information in this description has been designed to indicate the general nature and level of work performed by employees within this job. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Education/ Certifications/ Licenses
A college degree.
Experience
Two to five years of similar or related experience, including time spent in preparatory positions.
Interpersonal Skills
A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance.re essential to the position.
American with Disability Specifications
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to handle, or feel objects, tools or controls; reach with hands and arms; balance; stoop, kneel, crouch or crawl; talk or hear; push/pull, reach and engage in repetitive motions. Occasionally exert up to 20 pounds of force, and/or a negligible amount of force constantly to move objects. Light work involves sitting or standing for lengths of time.
Work Environment
Work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is not exposed to weather conditions.
The noise level in the work environment is usually moderate.