Credit and Collections Representative jobs in Reading, PA

Description

Are you stuck in your mundane job with no growth opportunity? Are you looking to blend hard work and FUN?

Diamond’s culture is made up of a team of driven and passionate employees that care about helping others. When you work at Diamond, you will find that you can have more than just a job here, you can build your career. Diamond employees believe in doing more for our members and more for our community, which is what has helped make us one of the Best Places to work in PA for 8 consecutive years. See how your career can grow when you start working with Diamond Credit Union.     

Position Summary:

Collections Officer exists to perform all phases of collections for credit union loans, credit cards, negative balances, and fraudulent activity. This position is also responsible for minimizing losses while establishing and maintaining effective relations with members to obtain superior collection results.

Supervisory Responsibilities:

No direct reports

Essential Functions:

• Contact borrowers with past due loans and credit cards to collect past due funds and/or to establish repayment plans. Contact co-makers on loans that are not being paid by the borrowers.
• Manage activities to achieve superior results and meet Collection Department’s goals and objectives on a consistent basis.
• Collect negative balance amounts from members whose checking and saving accounts have gone negative.
• Handle all aspects of repossessions, bankruptcies, and foreclosures.

Requirements

Required Skills / Abilities: 

• Demonstrated dedication to positive, member-focus service.
• Demonstrated proficiency in using collection techniques and knowledge of laws and regulations related to all facets of collection.
• Excellent interpersonal and communication skills, both verbal and written.
• Proven tact and excellent negotiation skills.
• Strong ability to remain professional in dealing with difficult situations.
• Good organizational skills and attention to detail.
• Strong analytical and problem-solving skills.
• Proficient with Microsoft Office Suite or related software.
• Ability to work Thursday and Friday evenings, on a rotation basis.

Education / Experience:

• Associate degree in business administration or related discipline or equivalent experience.
• Three plus years of experience in active Collections Department, preferably within a financial institution.

Diamond Credit Union is an Equal Opportunity Employer.