Credit Card Operations Clerk controls the issuance and renewal of credit cards by the organization. Maintains inventory of blank cards and sends cards to be imprinted as needed. Being a Credit Card Operations Clerk verifies names and account numbers on cards and mails completed cards to customers. May require a high school diploma or its equivalent. Additionally, Credit Card Operations Clerk typically reports to a supervisor. The Credit Card Operations Clerk possesses a moderate understanding of general aspects of the job. Works under the close direction of senior personnel in the functional area. May require 0-1 year of general work experience. (Copyright 2024 Salary.com)
Credit Specialist
ASA Electronics, LLC
Department: Finance/ Accounting
General: A crucial role in managing the credit and risk assessment processes within our organization:
Required Qualifications: High school diploma & at least two years of accounting or banking experience.
Responsibilities:
Credit Analysis – Conduct thorough analysis of credit applications, including financial statements, credit reports, and other relevant information to access the creditworthiness of prospective customers. Evaluate the credit risk of existing customers considering factors such as payment history, financial stability, and industry trends.
Customer Communication – Communicate credit decisions to internal and external stakeholders in a clear and timely manner, providing explanations and guidance as necessary.
Relationship Management - Establish strong customer relationships providing guidance on credit related matters while also enforcing credit policies and procedures.
Collections Management – Monitor and manage overdue accounts, implementing appropriate collection strategies to minimize credit losses and maintain cash flow. Researching and resolution of any customer deductions and providing timely information to internal and external parties.
Compliance – Ensure compliance with relevant laws and regulations, and internal policies related to credit risk management and lending policies.
Continuous Improvement and Support – Identify opportunities for process improvement and efficiency enhancements within the credit and collection functions, collaborating with cross functional teams as needed.
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