Credit Clerk, Sr. jobs in Waterloo, IA

Credit Clerk, Sr. evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk, Sr. communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk, Sr. requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Credit Clerk, Sr. works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit Clerk, Sr. typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

Recently Added Credit Clerk, Sr. jobs

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Senior Commercial Credit Analyst - FT
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  •  
     
     

    This is a hybrid position that requires individual to work 2 days a week from one of our locations in North East, or Central IA, or Omaha, NE.

    WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!!

    Take a look at all our great benefits here!

    Application deadline: March 14, 2024

    SUMMARY

    The primary focus of a Senior Commercial Credit Analyst is providing written presentation of interpreting and analyzing business and personal financial statements, tax returns, credit reports and other information pertinent to the evaluation of a commercial loan request to a Commercial Loan Officer and/or the Commercial Lending Committee. Additionally, the Senior Commercial Credit Analyst completes annual credit reviews and property inspections.

    ESSENTIAL FUNCTIONS

    • Interpret and analyze business and personal financial statements, tax returns, credit reports and other information pertinent to the evaluation of a commercial loan request.
    • Determine profitability, net worth, and ability for repayment, creating cash flow analysis for all borrowers and guarantors.
    • Generate financial ratios to evaluate members' current financial status, trends and comparison to industry averages.
    • Assess collateral values and credit risk associated with commercial loan requests. Perform asset verifications and property inspections as needed.
    • Provide written presentation of the credit request along with risk rating to the Commercial Loan Officer and or the Commercial Lending Committee.
    • Perform analysis for annual credit reviews to identify continued creditworthiness.
    • Identify strengths and weaknesses of a business borrower to effectively manage credit exposure.
    • Strong understanding of the core systems and all commercial lending software systems.   
    • Knowledgeable of NCUA and Iowa Code guidelines for business lending, as well as all credit union policies and procedures.
    • Possess a general understanding of appraisals and valuations to assist in collateral analysis.
    • Monitor the training needs of Credit Analysts, providing performance feedback as necessary.

    KEY ATTRIBUTES

    • Oral and written communication skills.
    • Member service focus.
    • Attention to detail and accuracy.
    • Positive attitude that supports a team environment.
    • Dependable and punctual; flexible during peak times.
    • High level of confidentiality.
    • Organizational skills.
    • Self-motivated; ability to work without close supervision.
    • Problem solving; analysis.

    PHYSICAL DEMANDS

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job:

    • Occasionally lift and/or move items over 10 pounds.
    • Remain sedentary (seated) for extended periods of time.

    WORKING CONDITIONS

    This job operates in a professional office environment and routinely uses standard office equipment.

    TRAVEL

    Limited travel expected.

    REQUIRED EDUCATION AND EXPERIENCE

    • Bachelor's Degree in Accounting, Finance, or related field.
    • 3 years of experience in commercial lending or investments.
    • 3 years of experience with credit analysis.
    • 3 years of experience with asset/liability management and risk assessment.
    • Proficient in Excel.

    PREFERRED EDUCATION AND EXPERIENCE

    • Proficiency in Credit Quest.

    OTHER DUTIES

    Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

    ABOUT VERIDIAN

    Veridian Credit Union provides equal employment opportunities to all employees and applicants for employment without regard to age, race, creed, color, sex, pregnancy, sexual orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.

  • 2 Months Ago
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Contact Center Representative I
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • Under general supervision and in compliance with established policies and procedures, the Contact Center Representative I is responsible for providing superior member service by conducting transaction...
  • 1 Day Ago
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VI - Insurance Agent - Bilingual
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • This position is required to be, in office 5 days a week and will be located at the Veridian Credit Union location on Ansborough Ave in Waterloo, Iowa.Application deadline is May 31st, 2024.Fluency in...
  • 2 Days Ago
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VI - Agent Associate
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • The VI Agent Associate works closely with agency producers and is proficient in multi-line capability. The position assists with sales and service where needed and as assigned. Creates excellent servi...
  • 3 Days Ago
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Loan Advisor I/II - FT
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • This position requires an individual to work full-time from our Logan Ave Hy-Vee location in Waterloo, Iowa.WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!!Take a look at all our great benefi...
  • 1 Month Ago
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Social Media Strategist
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • Social Media Strategist Location: Cedar Falls, Iowa or Ankeny, Iowa Hybrid-Remote Schedule Deadline 5/10/2024 JOB DESCRIPTION SUMMARY The Social Media Strategist creates strategy and generates content...
  • 6 Days Ago
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0 Credit Clerk, Sr. jobs found in Waterloo, IA area

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Portfolio Manager
  • MidWestOne Bank
  • Conrad, IA
  • Overview: At MidWestOne, our people are number one in everything we do. We are a community bank with a culture based on ...
  • 5/7/2024 12:00:00 AM
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Burger King Team Member
  • Burger King
  • Waterloo, IA
  • About this great opportunity: Burger King is currently looking for energetic personalities to join our growing team! If ...
  • 5/6/2024 12:00:00 AM
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Merchandise Associate - TJ Maxx
  • TJ Maxx
  • Waterloo, IA
  • Job Summary: Responsible for delivering a highly satisfied customer experience demonstrated by engaging and interacting ...
  • 5/6/2024 12:00:00 AM
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Supervisory Legal Admin Specialist (Estate & Gift Tax) 12 month register Direct Hire Amended
  • Department Of The Treasury
  • Waterloo, IA
  • Duties WHAT IS THE SMALL BUSINESS SELF EMPLOYED (SBSE)DIVISION? A description of the business units can be found at: htt...
  • 5/6/2024 12:00:00 AM
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Cashier
  • Walmart
  • Waterloo, IA
  • Job Description **Overview:** As a Walmart Cashier, you play a crucial role in providing exceptional customer service wh...
  • 5/5/2024 12:00:00 AM
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E
IT Field Service Technician
  • Experis
  • Waterloo, IA
  • About the Position: Job Title: Field Technical Specialist Locations: Waterloo, IA 50703 Pay Rate: $20/hr Dress Code: Bus...
  • 5/5/2024 12:00:00 AM
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Supervisory Tax Specialist (TCO Group Manager) NTE 1 year, MBE, MBMP 12 Month Roster
  • Department Of The Treasury
  • Waterloo, IA
  • Duties WHAT IS THE SB/SE DIVISION? A description of the business units can be found at: https://www.jobs.irs.gov/about/w...
  • 5/3/2024 12:00:00 AM
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Navy Chaplain
  • US Navy
  • Waterloo, IA
  • About The Navy Chaplain Corps boasts more than 800 Navy Chaplains from more than 100 different faith groups, including C...
  • 5/3/2024 12:00:00 AM
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About Waterloo, Iowa

Waterloo is a city in and the county seat of Black Hawk County, Iowa, United States. As of the 2010 United States Census the population decreased by 0.5% to 68,406; the 2016 Census estimates the population at 67,934, making it the sixth-largest city in the state. The city is part of the Waterloo – Cedar Falls Metropolitan Statistical Area, and is the more populous of the two cities. According to the United States Census Bureau, the city has a total area of 63.23 square miles (163.76 km2), of which 61.39 square miles (159.00 km2) is land and 1.84 square miles (4.77 km2) is water. The average el...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Clerk, Sr. jobs
$38,606 to $52,733
Waterloo, Iowa area prices
were up 0.8% from a year ago
View detail

What does a Credit Clerk, Sr. do?

Credit Clerk, Sr. in Nashville, TN
Credit Clerk often work for high profile financial companies such as banks, federal credit unions, and mortgage brokers, as well as loan dependent sellers such as car companies and jewelers.
February 13, 2020
Credit Clerk, Sr. in Saint Louis, MO
Records amounts of blood or components used by patient and issues credit slip to blood bank accounting department.
January 22, 2020
Credit Clerk, Sr. in Honolulu, HI
Get full salary data for Credit Authorizer, Checker, and Clerk, including data for your industry, geographic region or metro area and employer size.
January 03, 2020
May interview applicants to obtain personal and financial data; determine credit worthiness; process applications; and notify customers of acceptance or rejection of credit.
January 14, 2020