Credit Underwriter jobs in Jacksons Gap, AL

Company Profile:

Alabama Ag Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements.  The institution is headquartered in Montgomery with nine offices that service the lower 40 counties of Alabama.  With over $1.3 billion in assets, the institution is a cooperative and part of the nationwide Farm Credit System.  

Education: 

Must have a HS diploma or the equivalent. Must be a student at a HBCU university or college in the state of Alabama. First consideration will be given to Juniors and Seniors. Must have basic knowledge of MS Office suite.

Job Responsibilities:

May- Student will work with our Marketing Director/Coordinator, Relationship Managers,   Montgomery branch office, IT, and the Montgomery Admin office. They will be identifying marketing opportunities through a study of geographic data of loans booked and determining if there is value in marketing to existing customers for repeat business.

June- They will see our relationship managers’ processes for obtaining new loans and customers. Interns will visit properties to assess the potential loan value with the appraisers. 

July- Student will work through the loan credit process. They will learn about credit requirements, shadow credit analysts, work through loan review and processing steps, and then complete some credit processing exercises. They will be working with our credit analysts, Chief Credit Officer, and Senior VP of Credit. 

July/August- Students will see the IT department and how sound business decisions impact the bottom line as they conclude their internship program in the accounting department.

Expected workdays: Monday- Thursday from 8am to 4pm, with a 1 hour lunch. Total of 28 hours per week.

*Hours may be modified based on marketing and branch events, never to exceed 7 hours/day.

 Pay will be $13/hour. Housing will not be provided.

Interns may be eligible for stipend program offered through the HBCU- Farm Credit Partnership. Human Resources can provide additional information regarding this potential opportunity. 

AA/EOE/M/F/D/V