Credit Underwriter jobs in the United States

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Credit Underwriter- IF
  • Huntington National Bank
  • Schaumburg, IL FULL_TIME
  • Description

    Summary:

    Credit Underwriter - IF is responsible for analyzing and monitoring credit worthiness of assigned customers/accounts and recommending and/or approving credit within established guidelines. Includes analyzing financial statements and completing ratio and trend analysis of statements to determine if a customer is eligible for financing.

    Duties And Responsibilities

    • Underwrite high quality credit narratives in support of new and existing loans. Review and analyze various transactions. Includes review and analysis of applications, financial statements, balance sheets, D&B reports, etc.
    • Spreading business financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information.
    • Understand cash flow from operations, which includes identifying recurring and non-recurring sources of cash flow.
    • Research industry trends and risks.
    • Perform collateral analysis including accounts receivable, inventory, real estate and investments.
    • Run credit reports and gather/analyze KYC information.
    • Spread personal financial statements and tax returns for individual guarantors, develop borrower and guarantor global cash flow analysis.
    • Work with other areas to monitor delinquency, delinquency trends and repossession activity.
    • Conduct annual financial statement follow-up to borrowers and track and monitor the receipt by the Bank of this information.
    • Prepare written recommendation as to whether the proposed loan should be approved as presented, and provide alternate loan structure recommendations.
    • Present to loan committee for loan approvals. Communicate decisions.
    • Perform other duties as assigned.


    Basic Qualifications

    • Bachelor’s degree in Finance, Accounting, Business or related field
    • 2 years wholesale/commercial credit underwriting experience and prior credit approval authority.


    Preferred Qualifications

    • Detail oriented with the ability to analyze cash flow, leverage and gauge customer strength.
    • Experience in lending to a wide variety of industries, loan types, and sizes of companies being preferred
    • Strong written/verbal communication and presentation skills.
    • Demonstrated ability to make sound business judgments while protecting the interests of the bank.
    • Strong technical skills.


    Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

    Yes

    Workplace Type

    Hybrid

    Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

    Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

    Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position
  • 22 Days Ago

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Credit Underwriter
  • Social Capital Resources
  • New York, NY FULL_TIME
  • Top-Tier Commercial Bank in Midtown, Manhattan is seeking multiple Senior Credit Underwriters for permanent positions!ResponsibilitiesPrepare loan presentations ensuring all details of the credit prop...
  • 2 Days Ago

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Credit underwriter
  • Viably
  • Cary, NC FULL_TIME
  • At Viably, we are focused on building an all-in-one financial management solution for eCommerce sellers, including digital banking services, funding for working capital, and tools to help them scale t...
  • 7 Days Ago

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Credit Underwriter
  • Insight Global
  • New York, NY FULL_TIME
  • Position: CRE Credit Underwriter IIILocation: Hybrid onsite 3 days/week in Chelsea, NYCInterview Process: 2-3 rounds of virtual interviewsDuration: Full-time permanentInsight Global is looking for a C...
  • 14 Days Ago

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Credit Underwriter- IF
  • Huntington National Bank
  • Bloomington, MN FULL_TIME
  • DescriptionSummary: Credit Underwriter - IF is responsible for analyzing and monitoring credit worthiness of assigned customers/accounts and recommending and/or approving credit within established gui...
  • 16 Days Ago

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Credit Underwriter
  • Hire Excellence, Inc
  • Itasca, IL FULL_TIME
  • Job DescriptionCredit UnderwriterSalary: $90,000-$110,000 15% bonus20 days PTO!Medical, dental, vision, and disability benefitsCompany paid Life Insurance Employee assistance program 401(k) match Cred...
  • 1 Month Ago

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Workers' Compensation Claims TPA Oversight Specialist | Remote
  • King's Insurance Staffing
  • Columbus, OH
  • Our client, an A-rated Insurance Carrier, is seeking to add a Workers' Compensation Claims TPA Oversight Specialist This...
  • 7/26/2024 12:00:00 AM

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New York Workers' Compensation TPA Claims Oversight Specialist | Remote
  • King's Insurance Staffing
  • Columbus, OH
  • Our client, an A-rated Insurance Carrier, is seeking to add a New York Workers' Compensation TPA Claims Oversight Specia...
  • 7/26/2024 12:00:00 AM

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Life Insurance Field Underwriter
  • AMG S Group
  • Columbus, OH
  • Job Description Job Description Join National Agent Alliance, where we're not just about insurance – we're about shaping...
  • 7/26/2024 12:00:00 AM

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Document Control Specialist (Technical Writer)
  • AmplifyBio
  • New Albany, OH
  • Are you passionate about significantly improving the future of medicine? Do you believe that people are the most importa...
  • 7/26/2024 12:00:00 AM

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Treasury Manager
  • Accelerant
  • Columbus, OH
  • Treasury Manager The Treasury Manager is an Accelerant group-based role, reporting to the Treasury VP – US, Canada, and ...
  • 7/25/2024 12:00:00 AM

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Remote Sales Representative - No Cold Calling
  • The Maddox Agency
  • Columbus, OH
  • Job Description Job Description Position: Account Executive / Field Agent / Leadership Position Employment Type: Full ti...
  • 7/25/2024 12:00:00 AM

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Senior Staff Engineer / Inservice Instructor
  • The National Board of Boiler and Pressure Vessel Inspectors
  • Columbus, OH
  • SUMMARY The National Board of Boilers & Pressure Vessel Inspectors (NBBI) is seeking an exceptional, self-motivated, and...
  • 7/24/2024 12:00:00 AM

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Content Writer
  • Pop-Up Talent
  • Columbus, OH
  • Content Specialist, Content Writer, Technical Writer, Copywriter, Journalist USA Remote - must reside in Eastern or Cent...
  • 7/24/2024 12:00:00 AM

Income Estimation for Credit Underwriter jobs
$54,315 to $68,192

Career Path for Credit Underwriter