Home Equity Processor jobs in Lafayette, LA

Founded in Abbeville, LA in 1971, Gulf Coast Bank is known throughout Acadiana for getting to know our customers personally, and understanding their needs, as well as the needs of the community. Gulf Coast Bank has 9 locations across the Acadiana area and employs more than 120 people. As banking has changed through the years, Gulf Coast Bank has stayed on the cutting edge, while never losing sight of what makes our bank special: providing outstanding customer service and maintaining active involvement in the communities we serve.

Summary:

The Loan Processor is responsible for the preparation of loan files, as well as providing assistance to the Loan Officers, their Assistants and Bank customers in the processing of various type of loans.

Primary Responsibilities:

• Utilize LaserPro program for entry of all customer documents regarding loans
• Handle communications with attorney and/or their representatives regarding loan estimate and closing disclosure statement to ensure compliance with federal lending regulations
• Responsible for communicating with various federal agencies such as Clerk of Court, DMV, Wildlife & Fisheries offices regarding filing of mortgages, titles of vehicles, calculation of fees, and other related correspondence and documents for loans
• Input and updating of customer loan data in all bank computers systems to include LaserPro, Core, GSS, etc.
• Review active loan files daily to determine if any documents are missing and/or what can be done to help the process along
• Maintenance of escrow accounts to include review of statements for accuracy, insurance premiums, taxes. Also handles correspondence and questions from customers regarding Escrow accounts
• Prepare all correspondence to customers as required to support the loan process
• Input payments and compile reports related to Credit, Life, Accident and health insurance required for loans
• Review and update loan maintenance logs
• Perform and assist with clerical duties as assigned to ensure the loan functions of the Bank are performed efficiently and effectively
• Aid bank branches with issues with LaserPro and transactions as necessary
• Performs other duties and responsibilities as assigned by management

Required Skills/Abilities:

• Strong communication skills with ability to interact with different personalities while maintain professionalism
• Detail oriented and analytical skills required for preparation and review of all documents
• Strong work ethic, along with high level of integrity and ability to handle information and issues confidentially
• Ability to understand, write and review legal loan documents
• Strong computer skills, along with ability to adapt to new computer programs

Education and Experience:

• High School Diploma or equivalent required / College Degree a plus
• Banking and/or legal experience a plus