Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Description
Proactively develops a market for and originates new mortgage and Home Equity Lines of Credit (HELOC) loans in support of established loan quality and production goals. Develops and maintains a network of business relationships, internal and external, that serve as a referral source for new mortgage and HELOC loan opportunities. Makes personal contacts with present customers to retain and expand existing banking relationships and solicits new business from non-customers. Refers present and potential customers to JCBank experts in the areas of Consumer Loans, Deposit, Commercial, Treasury Management and Wealth Management products and services.
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0 Lending Officer jobs found in Bloomington, IN area