Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Job Summary:
Come join a rapidly-innovating bank located at the base of the beautiful Wasatch Mountains. As a Corporate Credit Analyst, you will have the benefit of being exposed to businesses in many different industries. You will also be exposed to the bank executives on a regular basis, with opportunities to take minutes and present loans to loan committees that are comprised of various bank leaders and members of the TAB’s Board of Directors. This position is best suited for an individual who is looking for experience reviewing and analyzing moderate to complex transactions for TAB’s various commercial products, which include small business term loans, asset based lines of credit, factoring lines, and transportation equipment term loans. As an analyst, you can expect to work with many of the different departments of TAB Bank, including sales staff, portfolio and relationship managers, legal documentation specialists, and treasury management specialists. You will gain a broader understanding of the various aspects of banking through these interactions. You will also gain experience working with third-party professionals like brokers, field examiners, and appraisers. At TAB, the analyst position is intended to offer training and experience that will help you grow and be prepared to move into positions such as an underwriter or relationship manager.
Job Description:
Daily responsibilities include reviewing and analyzing routine to moderately complex application packages for commercial working capital facilities, factoring facilities, and term debt facilities and make sound credit decisions based on in-depth analysis. The Corporate Credit Analyst works with underwriters, sales/business development, and external business partners in the preparation of formal Credit Summaries while often communicating with the client for information needed to complete the underwriting process.
Essential Duties and Responsibilities:
Education and Experience Requirements:
Knowledge, Skills, and Abilities Requirements:
TAB Bank Offers:
TAB Bank will not sponsor applicants for work visas.
0 Mortgage Credit Analyst jobs found in Logan, UT area