Mortgage Credit Supervisor jobs in Macon, GA

What You'll Do:

• Processes mortgage loans in a timely manner; order and review title searches, title opinions, appraisals, flood certificates, credit reports and all other related documents (i.e. - VOD, VOE, etc.) to ensure accordance with legal and procedural/policy compliance requirements are met and to ensure member satisfaction
• Prepares and obtains all closing documents in a timely manner to ensure member satisfaction for delivery to Attorney for closing, assuring Robins Financial Credit Union’s lien position and that legal and procedural/policy compliance requirements are met including accurate HMDA reporting.
• Satisfies any requirements mandated by Robins Financial underwriting staff, the Fannie Mae Automated Underwriting System and/or The Veterans Administration.
• Works directly with Secondary Marketing Representative to lock rate for mandatory delivery to Secondary Market, monitors pipeline to manage lock expirations and loan closings to protect member and credit union interests.
• Oversees progression of construction loans including monitoring of inspections and keeps management informed of any adverse circumstances.

Additional Functions

• Maintains member confidence and protects credit union operations by achieving and continuing to develop knowledge of products and services offered by the credit union.
• Demonstrates teamwork by exhibiting the following: contributing to team effort, initiative, dependability, positive attitude, good attendance, tact, and diplomacy.

What You Can Expect:

We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Benefits and Perks

Employer-Paid Benefits:

• Health Insurance (only employee premium paid)
• Short and Long Term Disability
• Life Insurance and AD&D

Benefits:

• Dental & Vision Insurance
• Health Care and Dependent Care Flex Spending Accounts
• 401K Plan with match (based on length of employment)

Perks:

• Generous paid time off- Earn over 3 weeks of PTO during your first year of employment
• Holidays- 11 observed holidays in addition to paid time off
• Tuition reimbursement- Up to $5000 per year
• Performance based Incentive program

What You Need to Succeed:

Job Education and Experience Required:

• High school diploma or equivalent
• 3 years progressive experience in financial service industry with some mortgage background
• Must be eligible to register with and must maintain registration with the Nationwide Mortgage Licensing & Registry (NMLS).

Knowledge and Job Performance Requirements:

• Knowledge of basic consumer and mortgage lending concepts and guidelines.
• Skills: Above-average time management; ability to manage multiple workloads with successful results; ability to work independently; organizational skills, excellent verbal and written communication skills, listening skills, problem analysis and problem resolution; above-average interpersonal skills and proficiency; computer skills (i.e., Microsoft Office)

Physical Demands:

• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• While performing the duties of this job, employee is regularly required to sit, stand, and walk; use hands and fingers to handle or feel; reach with hands and arms; talk and hear.
• Must be able to lift and carry up to 20 pounds.
• Vision requirements include close and classroom vision.
• Rarely required to travel by automobile.
• Occasionally required to work other than normal business hour