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As of August 01, 2026, the average salary for a Fraud Risk Specialist I in California is $65,990 per year, which breaks down to an hourly rate of $32.
However, a Fraud Risk Specialist I's salary can vary significantly. Here’s a look at the typical salary range:
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Fraud Risk Specialist I Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $78,490 | $6,541 | $1,509 | $38 |
| Average | $65,990 | $5,499 | $1,269 | $32 |
| 25th Percentile | $55,590 | $4,633 | $1,069 | $27 |
Mercor - San Francisco, CA
Redwood Credit Union - Napa, CA
Wealthfront - San Francisco, CA
Wealthfront - Palo Alto, CA
A Fraud Risk Specialist I's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
Experience is a primary driver of a Fraud Risk Specialist I's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Fraud Risk Specialist I | 0-2 years | $65,956 |
| Fraud Analytics Associate II | 2-4 years | $71,487 |
| Fraud Analytics Associate III | 4-7 years | $97,576 |
| Fraud Analytics Manager | 7+ years | $108,798 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Fraud Risk Specialist Is. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Fraud Risk Specialist I salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $73,872. While startup companies pay approximate $62,494.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $62,494 |
| Growth Stage | 51~500 | $66,095 |
| Established | 501~5000 | $71,337 |
| Enterprise | 5000+ | $73,872 |
For Fraud Risk Specialist I roles, the industry you choose can affect earning potential by as much as 120% (the gap between the highest and lowest paying industries). Data shows that the Software & Networking and Pharmaceuticals sectors offer the strongest compensation, at 50% above the average. In contrast, Fraud Risk Specialist positions in Edu., Gov't. & Nonprofit or Retail & Wholesale typically offer lower base pay, as these industries often view Fraud Risk Specialist I as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Software & Networking | $98,985 | $48.0 | 50% |
| Pharmaceuticals | $95,686 | $46.0 | 45% |
| Internet | $92,386 | $44.0 | 40% |
| Biotechnology | $89,086 | $43.0 | 35% |
| Financial Services | $85,787 | $41.0 | 30% |
Understanding how a Fraud Risk Specialist I's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $78,490 | $6,541 | $1,509 | $38 |
| Average | $65,990 | $5,499 | $1,269 | $32 |
| 25th Percentile | $55,590 | $4,633 | $1,069 | $27 |
For a Fraud Risk Specialist I, the most direct path to higher earnings is advancing to the Fraud Analytics Associate II role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $71,500 - a projected growth of 8% over your current level.
Ready to take the next step in your career? Browse thousands of current Fraud Risk Specialist I job openings on our job board. Use the search bar below to find your perfect match.
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