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Fraud Detection Associate I Salary in the United States

How much does a Fraud Detection Associate I make in the United States?

As of August 01, 2026, the average salary for a Fraud Detection Associate I in the United States is $41,065 per year, which breaks down to an hourly rate of $20.

However, a Fraud Detection Associate I's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $55,573
  • Majority Range (25th-75th percentile): $39,444 to $48,659
  • Entry-Level (10th percentile): $37,968
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Fraud Detection Associate I Salaries

A Fraud Detection Associate I's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Fraud Detection Associate I Salaries?

Experience is a primary driver of a Fraud Detection Associate I's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Fraud Detection Associate I (0-1 years): $41,065
  • Fraud Detection Associate II (1-3 years): $45,794
  • Fraud Detection Associate III (3-5 years): $51,074
  • Merchant Chargeback Supervisor (5+ years): $62,773
  • Fraud Detection Supervisor (5+ years): $69,649
Job Role Years of Experience Average Salary
Fraud Detection Associate I0-1 years$41,065
Fraud Detection Associate II1-3 years$45,794
Fraud Detection Associate III3-5 years$51,074
Merchant Chargeback Supervisor5+ years$62,773
Fraud Detection Supervisor5+ years$69,649
View as Graph

How Do Fraud Detection Associate Is Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Fraud Detection Associate Is. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $45,467.
  • California: $45,295.
  • Massachusetts: $44,691.

Top Paying Cities for Fraud Detection Associate I

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $51,795
  • San Francisco: $51,228
  • Oakland: $50,149

What Skills Can Increase a Fraud Detection Associate I's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 11.7% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • PowerPoint (Mentioned in 1.47% Job Postings): A computer software created by Microsoft which allows the user to create slides with recordings, narrations, transitions and other features in order to present information.
  • Supply Chain (Mentioned in 1.26% Job Postings): A supply chain encompasses everything from the delivery of source materials from the supplier to the manufacturer through to its eventual delivery to the end user.
Skills Demand Percentage
Analysis 11.7%
PowerPoint 1.47%
Supply Chain 1.26%
See More Skills

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Fraud Detection Associate I's salary.

  • Asset Management: Can increase your salary by up to 55%.
  • Investment Banking: Can increase your salary by up to 43%.
  • Business Development: Can increase your salary by up to 32%.
Skill Salary Salary % Increase
Asset Management $63,651
55%
Investment Banking $58,723
43%
Business Development $54,206
32%
Get Latest Data

Fraud Detection Associate I Salary by Company Size: Startups vs. Enterprise

Fraud Detection Associate I salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $45,970. While startup companies pay approximate $38,889.

Fraud Detection Associate I Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $38,889
Growth Stage 51~500 $41,130
Established 501~5000 $44,392
Enterprise 5000+ $45,970

Fraud Detection Associate I Salary by Industry: Top Paying Sectors

For Fraud Detection Associate I roles, the industry you choose can affect earning potential by as much as 120% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Aerospace & Defense sectors offer the strongest compensation, at 60% above the average. In contrast, Fraud Detection Associate positions in Hospitality & Leisure or Transportation typically offer lower base pay, as these industries often view Fraud Detection Associate I as a support function rather than a direct revenue driver.

The top paying industry for a Fraud Detection Associate I

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$65,704$32.060%

How Education impacts an Fraud Detection Associate I's Salary?

Your level of education can impact your salary potential. While many Fraud Detection Associate I enter the field with a Bachelor's Degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Fraud Detection Associate I with a Bachelor's Degree is between $38,673 and $41,935.

Fraud Detection Associate I Salaries by Degree Level

Typical Education for Fraud Detection Associate I
Degree Level % of user with this level of education
No Diploma 2.4%
High School 4.9%
Associates 12.2%
Bachelors 63.4%
Masters 14.6%
Doctorate 2.4%
View as Graph

Fraud Detection Associate I Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Fraud Detection Associate I's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026
$39,444
Average $41,065/year
$48,659
$3,287
Average $3,422/month
$4,055
$759
Average $790/week
$936
$19
Average $20/hour
$23
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $48,659 $4,055 $936 $23
Average $41,065 $3,422 $790 $20
25th Percentile $39,444 $3,287 $759 $19

Fraud Detection Associate I Salary Growth & Career Path

Fraud Detection Associate I

Next Role

Advancement

Promotions are the fastest way to increase your earnings. As a Fraud Detection Associate I, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Next Step Role Estimate Salary Projected Raise
Credit Card Fraud Analyst $43,049 5%
Fraud Detection Associate II $45,794 12%

Most common benefits for Fraud Detection Associate I

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Fraud Detection Associate I

Here are companies hiring for Fraud Detection Associate I and their salaries, click below for more details.

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FAQ about Fraud Detection Associate I

1. Where can a Fraud Detection Associate I earn the most?

A Fraud Detection Associate I's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Fraud Detection Associate I earns the most in San Jose, CA, where the annual salary of a Fraud Detection Associate I is $51,795.

2. What is the highest pay for Fraud Detection Associate I?

The highest pay for Fraud Detection Associate I is $55,573.

3. What is the lowest pay for Fraud Detection Associate I?

The lowest pay for Fraud Detection Associate I is $37,968.

4. What are the responsibilities of Fraud Detection Associate I?

Responsible for monitoring account activity to detect possible customer fraud. Reviews account activity to identify and research possible fraud cases. Contacts customers after potential fraud detection to verify or explain unusual account activity. Uses established processes and procedures to reconcile fraud losses and document findings. Escalates more complex fraud activity as needed. Requires a high school diploma or equivalent. Typically reports to a supervisor. Works under the close direction of senior personnel in the functional area. Possesses a moderate understanding of general aspects of the job. May require 0-1 year of general work experience.

5. What industry pays the highest salary for Fraud Detection Associate I?

The Financial Services industry offers the highest average compensation for Fraud Detection Associate I roles, with salaries approximately 60% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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