As of July 01, 2026, the average salary for an Actuary IV in Massachusetts is $153,258 per year, which breaks down to an hourly rate of $74.
However, an Actuary IV's salary can vary significantly. Here’s a look at the typical salary range:
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Actuary IV Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $163,031 | $13,586 | $3,135 | $78 |
| Average | $153,258 | $12,771 | $2,947 | $74 |
| 25th Percentile | $140,201 | $11,683 | $2,696 | $67 |
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An Actuary IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
Experience is a primary driver of an Actuary IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Actuary II | 2-4 years | $98,055 |
| Actuary III | 4-7 years | $115,155 |
| Actuary IV | 7+ years | $153,258 |
| Actuary V | 7-10 years | $179,526 |
| Actuarial Fellow | 10-12 years | $198,545 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Actuary IVs. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Actuary IV salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $171,417. While startup companies pay approximate $144,968.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $144,968 |
| Growth Stage | 51~500 | $153,326 |
| Established | 501~5000 | $165,536 |
| Enterprise | 5000+ | $171,417 |
For Actuary IV roles, the industry you choose can affect earning potential by as much as 60% (the gap between the highest and lowest paying industries). Data shows that the Software & Networking and Internet sectors offer the strongest compensation, at 36% above the average. In contrast, Actuary positions in Transportation or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Actuary IV as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Software & Networking | $208,814 | $100.0 | 36% |
| Internet | $193,488 | $93.0 | 26% |
| Financial Services | $185,825 | $89.0 | 21% |
| Pharmaceuticals | $181,227 | $87.0 | 18% |
| Biotechnology | $178,162 | $86.0 | 16% |
Understanding how an Actuary IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $163,031 | $13,586 | $3,135 | $78 |
| Average | $153,258 | $12,771 | $2,947 | $74 |
| 25th Percentile | $140,201 | $11,683 | $2,696 | $67 |
For an Actuary IV, the most direct path to higher earnings is advancing to the Actuary V role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $179,526 - a projected growth of 17% over your current level.
Ready to take the next step in your career? Browse thousands of current Actuary IV job openings on our job board. Use the search bar below to find your perfect match.
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