What are the main factors that influence a Mortgage Credit Analyst's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Mortgage Credit Analyst's salary?

A Mortgage Credit Analyst's salary grows with experience: starting around $58,196 for beginners, reaching about $61,070 at mid-level, and approach $61,783 for experts.

What are the highest paying states for a Mortgage Credit Analyst?

Mortgage Credit Analyst salary varies significantly by state. The top 3 highest paying states for Mortgage Credit Analyst roles are District of Columbia $64,119, California $63,876, Massachusetts $63,025. These tech hubs typically pay 10-15% above the national average.

How much do different types of Mortgage Credit Analyst roles make?

Salaries for Mortgage Credit Analyst level roles vary by specialization: Credit Analyst III: $85,041; Credit and Collections Analyst III: $79,889; Credit Analyst II: $69,369; Credit Analyst: $68,475; Credit and Collections Analyst II: $67,756.

Mortgage Credit Analyst Salary in Delaware

How much does a Mortgage Credit Analyst make in Delaware?

As of March 01, 2026, the average salary for a Mortgage Credit Analyst in Delaware is $58,646 per year, which breaks down to an hourly rate of $28.

However, a Mortgage Credit Analyst's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $76,893
Majority Range (25th-75th percentile): $52,613 to $68,197
Entry-Level (10th percentile): $47,119

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Mortgage Credit Analyst Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$68,197	$5,683	$1,311	$33
Average	$58,646	$4,887	$1,128	$28
25th Percentile	$52,613	$4,384	$1,012	$25

You may get higher pay by adjusting the following factors:

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Check out Mortgage Credit Analyst Job Openings in Delaware

Lead Analyst Credit Analytics

OneMain Financial - Wilmington, DE

Credit Analyst

First Citizens Bank - Wilmington, DE

Mortgage Business Analyst

Edwards Lifesciences Belgium - Dover, DE

Credit Risk Project&amp Execution Analyst

JPMorganChase - Newark, DE

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Key Factors That Influence Mortgage Credit Analyst Salaries

A Mortgage Credit Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Mortgage Credit Analyst Salaries?

Experience is a primary driver of a Mortgage Credit Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $58,196
Early Career (1-2 years): $58,932
Mid-Level (2-4 years): $61,070
Senior-Level (5-8 years): $61,497
Expert (over 8 years): $61,783

Levels	Salary
Entry Level Mortgage Credit Analyst	$58,196
Intermediate Level Mortgage Credit Analyst	$58,932
Senior Level Mortgage Credit Analyst	$61,070
Specialist Level Mortgage Credit Analyst	$61,497
Expert Level Mortgage Credit Analyst	$61,783

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How Do Mortgage Credit Analyst Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Mortgage Credit Analysts. For example, consider the average annual salaries in these key locations:

District of Columbia: $64,119.
California: $63,876.
Massachusetts: $63,025.

District of Columbia $64,119 California $63,876 Massachusetts $63,025 Washington $62,793 New Jersey $62,770 Alaska $62,689 Connecticut $61,889 New York $61,565

Hawaii $60,529 Rhode Island $60,042 Maryland $59,712 Minnesota $59,260 Colorado $59,087 Illinois $59,029 Oregon $58,809 Delaware $58,646

New Hampshire $58,545 Virginia $58,316 Pennsylvania $57,650 Nevada $57,315 North Dakota $57,204 Michigan $57,031 Wisconsin $56,967 Vermont $56,840

Texas $56,486 Maine $56,463 Arizona $56,428 Ohio $56,388 Georgia $55,855 Indiana $55,589 Wyoming $55,537 Utah $55,456

Iowa $55,421 Kansas $55,143 Louisiana $55,062 North Carolina $55,033 Missouri $55,021 Florida $54,795 Montana $54,674 Nebraska $54,558

Kentucky $54,494 South Carolina $54,263 Tennessee $54,118 Idaho $54,060 New Mexico $53,637 Oklahoma $53,545 Alabama $53,203 South Dakota $52,630

Arkansas $52,317 West Virginia $52,149 Mississippi $51,645

Top Paying Cities for Mortgage Credit Analysts

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Lincoln: $60,697
Little Creek: $60,135
Magnolia: $60,384

Lincoln, DE $60,697 Little Creek, DE $60,135 Magnolia, DE $60,384 Milford, DE $60,697 Marydel, DE $59,909 Millsboro, DE $60,697 Millville, DE $61,102 Milton, DE $60,697

Nassau, DE $60,697 Ocean View, DE $61,102 Rehoboth Beach, DE $61,102 Seaford, DE $60,059 Selbyville, DE $61,102 Smyrna, DE $59,839 Viola, DE $60,384 Woodside, DE $60,210

Bear, DE $59,399 Newark, DE $59,422 Claymont, DE $59,469 Delaware City, DE $59,422 Hockessin, DE $59,469 Kirkwood, DE $59,422 Middletown, DE $59,718 Montchanin, DE $59,469

New Castle, DE $59,469 Odessa, DE $59,799 Port Penn, DE $59,260 Rockland, DE $59,469 Saint Georges, DE $59,422 Townsend, DE $59,712 Winterthur, DE $59,469 Lewes, DE $60,697

Wilmington, DE $59,469 Dover, DE $60,106 Dover Afb, DE $60,245 Bethany Beach, DE $61,102 Bethel, DE $60,059 Bridgeville, DE $60,697 Camden Wyoming, DE $60,170 Cheswold, DE $59,967

Clayton, DE $59,816 Dagsboro, DE $61,102 Delmar, DE $60,059 Ellendale, DE $60,697 Felton, DE $60,697 Fenwick Island, DE $61,102 Frankford, DE $61,102 Frederica, DE $60,697

Georgetown, DE $60,697 Greenwood, DE $60,697 Harbeson, DE $60,697 Harrington, DE $60,697 Hartly, DE $59,787 Houston, DE $60,697 Kenton, DE $59,816 Laurel, DE $60,059

Yorklyn, DE $59,469

Mortgage Credit Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Mortgage Credit Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on March 01, 2026

$52,613

Average $58,646/year

$68,197

$4,384

Average $4,887/month

$5,683

$1,012

Average $1,128/week

$1,311

$25

Average $28/hour

$33

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$68,197	$5,683	$1,311	$33
Average	$58,646	$4,887	$1,128	$28
25th Percentile	$52,613	$4,384	$1,012	$25

Mortgage Credit Analyst Salary Growth & Career Path

Mortgage Credit Analyst

Mortgage Underwriter II

Mortgage Underwriter III

For a Mortgage Credit Analyst, the most direct path to higher earnings is advancing to the Mortgage Underwriter II role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $74,257 - a projected growth of 27% over your current level.

Salaries of jobs related to Mortgage Credit Analyst

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