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Credit and Collections Analyst II Salary in the United States

How much does a Credit and Collections Analyst II make in the United States?

As of March 01, 2026, the average salary for a Credit and Collections Analyst II in the United States is $67,756 per year, which breaks down to an hourly rate of $33.

However, a Credit and Collections Analyst II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $84,148
  • Majority Range (25th-75th percentile): $61,199 to $76,336
  • Entry-Level (10th percentile): $55,229
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View as table View as graph 25% $61,199 10% $55,229 90% $84,148 75% $76,336 $67,756 50%(Median) Didn’t find job title? Click

Credit and Collections Analyst II Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $76,336 $6,361 $1,468 $37
Average $67,756 $5,646 $1,303 $33
25th Percentile $61,199 $5,100 $1,177 $29
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Key Factors That Influence Credit and Collections Analyst II Salaries

A Credit and Collections Analyst II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Credit and Collections Analyst Salaries?

Experience is a primary driver of a Credit and Collections Analyst II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Credit and Collections Analyst I (0-2 years): $61,191
  • Credit and Collections Analyst II (2-4 years): $67,756
  • Credit and Collections Analyst III (4-7 years): $79,889
  • Credit and Collections Supervisor (7+ years): $74,130
  • Credit and Collections Manager (7+ years): $110,486
Job Role Years of Experience Average Salary
Credit and Collections Analyst I0-2 years$61,191
Credit and Collections Analyst II2-4 years$67,756
Credit and Collections Analyst III4-7 years$79,889
Credit and Collections Supervisor7+ years$74,130
Credit and Collections Manager7+ years$110,486
$61,191 Credit an...
$67,756 Credit an...
$79,889 Credit an...
$74,130 Credit an...
$110,486 Credit an...
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What Am I Worth?

Top Paying Cities for Credit and Collections Analyst IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $85,461
  • San Francisco: $84,620
  • Oakland: $82,744

What Skills Can Increase a Credit and Collections Analyst II's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 9.98% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Diversity and Inclusion (Mentioned in 2.15% Job Postings): Developing and promoting acquaintance, empowerment, and integration of each unique individual to create a productive and safe working environment.
  • MRI (Mentioned in 1.57% Job Postings): Magnetic resonance imaging (MRI) is a noninvasive test doctors use to diagnose medical conditions. MRI uses a powerful magnetic field, radiofrequency pulses, and a computer to produce detailed pictures of internal body structures.
See More Skills
Skills Demand Percentage
Customer Service 9.98%
Diversity and Inclusion 2.15%
MRI 1.57%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Credit and Collections Analyst II's salary.
  • Influencing: Can increase your salary by up to 16%.
  • Insight: Can increase your salary by up to 10%.
  • Diversity and Inclusion: Can increase your salary by up to 9%.
Skill Salary Salary % Increase
Influencing
$78,597
16%
Insight
$74,532
10%
Diversity and Inclusion
$73,854
9%
Packaging
$71,144
5%
Prioritization
$71,144
5%
Initiative
$70,466
4%
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Credit and Collections Analyst II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit and Collections Analyst II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on March 01, 2026

Credit and Collections Analyst II Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Credit and Collections Analyst II, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Credit and Collections Analyst II Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Credit and Collections Analyst III $79,889 18%
Electronic Payment Supervisor $112,297 66%

Most common benefits for Credit and Collections Analyst II

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Credit and Collections Analyst II

Here are companies hiring for Credit and Collections Analyst II and their salaries, click below for more details.

Find Your Next Credit and Collections Analyst II Job

Ready to take the next step in your career? Browse thousands of current Credit and Collections Analyst II job openings on our job board. Use the search bar below to find your perfect match.

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FAQ about Credit and Collections Analyst II

1. Where can a Credit and Collections Analyst II earn the most?

A Credit and Collections Analyst II's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Credit and Collections Analyst II earns the most in San Jose, CA, where the annual salary of a Credit and Collections Analyst II is $85,461.

2. What is the highest pay for Credit and Collections Analyst II?

The highest pay for Credit and Collections Analyst II is $84,148.

3. What is the lowest pay for Credit and Collections Analyst II?

The lowest pay for Credit and Collections Analyst II is $55,229.

4. What are the responsibilities of Credit and Collections Analyst II?

Analyzes credit history and information related to applications for credit and overdue/delinquent accounts. Ensures compliance with credit and collections regulations and adherence to best practices. Provides reporting on outstanding account balances, credit applications, and collection activity. Recommends terms and conditions pertaining to credit and debt repayment. Typically requires a bachelor's degree. Typically reports to a manager. Occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. Typically requires 2-4 years of related experience.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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