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British Columbia Mortgage Underwriter III Salaries

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  British Columbia in Canada
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• Most Popular Cities for Mortgage Underwriter III in Canada
  • Fredericton, NB Mortgage Underwriter III
  • Moncton, NB Mortgage Underwriter III
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  • Oshawa, ON Mortgage Underwriter III
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  • Sherbrooke, QC Mortgage Underwriter III

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• Job Description for Mortgage Underwriter III
  Evaluates the risk of mortgage loan applications against the firm's objectives and borrowing guidelines using analysis and assessment of creditworthiness criteria. Reviews the applicant's financial status, documents, data, and property appraisal. Calculates LTV ratio (loan to value) to define the loan program eligibility, down payment, interest rate, repayment terms, and allowed loan amounts. Makes approval, rejection, or modification decisions based on underwriting guidelines and established approval limits. Complies with all federal regulations, state laws, and internal policies related to mortgage lending. Escalates non-conforming loans that require approval review using an exception process. Typically requires a bachelor's degree. Typically reports to a supervisor or manager. Work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. Typically requires 4-7 years of related experience.

  Alternate Job Titles: Senior Mortgage Underwriter
  Categories: Banking