As of August 01, 2026, the average salary for a Commercial Loan Analyst in the United States is $58,218 per year, which breaks down to an hourly rate of $28.
However, a Commercial Loan Analyst's salary can vary significantly. Here’s a look at the typical salary range:
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A Commercial Loan Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Commercial Loan Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level Commercial Loan Analyst | $57,076 |
| Intermediate Level Commercial Loan Analyst | $57,798 |
| Senior Level Commercial Loan Analyst | $59,900 |
| Specialist Level Commercial Loan Analyst | $60,320 |
| Expert Level Commercial Loan Analyst | $60,601 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Loan Analysts. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 17.96% |
| Commercial Loans | 2.25% |
| Billing | 1.45% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Financial Statement Analysis
|
$78,595 |
35%
|
|
Commercial Banking
|
$72,773 |
25%
|
|
Credit Risk
|
$71,609 |
23%
|
|
Risk Management
|
$71,026 |
22%
|
|
Accountability
|
$69,280 |
19%
|
|
Financial Analysis
|
$67,533 |
16%
|
For Commercial Loan Analyst roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, Commercial Loan Analyst positions in Business Services typically offer lower base pay, as this sector often view Commercial Loan Analyst as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $69,862 | $34.0 | 20% |
Your level of education can impact your salary potential. While many Commercial Loan Analysts enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Commercial Loan Analyst with a High School Diploma or Technical Certificate is between $52,439 and $56,762).
Commercial Loan Analyst Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 24.0% |
| High School | 24.0% |
| Associates | 4.0% |
| Bachelors | 64.0% |
| Masters | 8.0% |
| Doctorate | 0.0% |
Understanding how a Commercial Loan Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on August 01, 2026Salaries for a Commercial Loan Analyst can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $59,498 in 2023 to around $58,727 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Commercial Loan Analyst salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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|
| 2023 | $59,498 |
| 2024 | $59,052 |
| 2025 | $58,727 |
| 2026 |
View More
|
| 2027 |
View More
|
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The Financial Services industry offers the highest average compensation for Commercial Loan Analyst roles, with salaries approximately 20% above the market median.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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