As of July 01, 2026, the average salary for a Commercial Loan Manager in the United States is $164,247 per year, which breaks down to an hourly rate of $79.
However, a Commercial Loan Manager's salary can vary significantly. Here’s a look at the typical salary range:
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A Commercial Loan Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
Experience is a primary driver of a Commercial Loan Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Commercial Loan Officer IV | 7+ years | $129,875 |
| Commercial Loan Officer V | 7-10 years | $162,856 |
| Commercial Loan Manager | 10+ years | $164,247 |
| Commercial Loan Senior Manager | 10+ years | $199,047 |
| Commercial Loan Director | 10+ years | $235,881 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Loan Managers. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Influencing | 5.88% |
| Performance Review | 5.88% |
| Commercial Mortgage | 2.94% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
New Product Development
|
$205,309 |
25%
|
|
Corporate Services
|
$203,666 |
24%
|
|
Fund Administration
|
$180,672 |
10%
|
|
Influencing
|
$177,387 |
8%
|
|
Commercial Mortgage
|
$172,459 |
5%
|
|
Regulatory Compliance
|
$172,459 |
5%
|
Commercial Loan Manager salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $177,080. While startup companies pay approximate $149,983.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $149,983 |
| Growth Stage | 51~500 | $158,600 |
| Established | 501~5000 | $171,065 |
| Enterprise | 5000+ | $177,080 |
For Commercial Loan Manager roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Insurance and Financial Services sectors offer the strongest compensation, at 20% above the average. In contrast, Commercial Loan Manager positions in Business Services or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Commercial Loan Manager as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Insurance | $197,096 | $95.0 | 20% |
| Financial Services | $180,672 | $87.0 | 10% |
Your level of education can impact your salary potential. While many Commercial Loan Managers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Commercial Loan Manager with a Bachelor's Degree is between $161,807 and $177,090).
Commercial Loan Manager Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 2.0% |
| High School | 2.0% |
| Associates | 4.0% |
| Bachelors | 50.0% |
| Masters | 44.0% |
| Doctorate | 0.0% |
Understanding how a Commercial Loan Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on July 01, 2026Promotions are the fastest way to increase your earnings. As a Commercial Loan Manager, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Commercial Loan Senior Manager | $199,047 | 21% |
| SVP of Commercial Real Estate Lending | $323,465 | 97% |
Salaries for a Commercial Loan Manager can change over time, reflecting shifts in market demand and the overall economy. The median salary increased from $112,588 in 2023 to around $113,298 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Commercial Loan Manager salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $112,588 |
| 2024 | $114,099 |
| 2025 | $113,298 |
| 2026 |
View More
|
| 2027 |
View More
|
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A Commercial Loan Manager's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Commercial Loan Manager earns the most in San Jose, CA, where the annual salary of a Commercial Loan Manager is $207,165.
The highest pay for Commercial Loan Manager is $226,808.
The lowest pay for Commercial Loan Manager is $127,007.
Manages commercial lending activities and staff to achieve lending objectives and manage risk. Oversees commercial loan officers, providing operational guidance and supporting business development and relationship management efforts. Reviews and approves credit recommendations within assigned authority and ensures adherence to lending policies. Monitors portfolio performance, risk ratings, and concentration limits to manage credit risk. Manages the maintenance and servicing of existing commercial loan portfolios. Partners with credit administration and senior leadership to support audits and regulatory examinations. Requires a bachelor's degree. May require Commercial Lending certification or licensure. Typically reports to a director. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Typically requires 5 years experience in the related area as an individual contributor. 1-3 years supervisory experience may be required. Extensive knowledge of the function and department processes.
The Insurance industry offers the highest average compensation for Commercial Loan Manager roles, with salaries approximately 20% above the market median.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.
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