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Commercial Loan Manager Salary in the United States

How much does a Commercial Loan Manager make in the United States?

As of September 01, 2026, the average salary for a Commercial Loan Manager in the United States is $164,343 per year, which breaks down to an hourly rate of $79.

However, a Commercial Loan Manager's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $226,771
  • Majority Range (25th-75th percentile): $144,735 to $197,020
  • Entry-Level (10th percentile): $126,883

Key Factors That Influence Commercial Loan Manager Salaries

A Commercial Loan Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Commercial Loan Manager Salaries?

Experience is a primary driver of a Commercial Loan Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Commercial Loan Officer IV (7+ years): $129,879
  • Commercial Loan Officer V (7-10 years): $162,875
  • Commercial Loan Manager (10+ years): $164,343
  • Commercial Loan Senior Manager (10+ years): $199,111
  • Commercial Loan Director (10+ years): $235,983
Job Role Years of Experience Average Salary
Commercial Loan Officer IV7+ years$129,879
Commercial Loan Officer V7-10 years$162,875
Commercial Loan Manager10+ years$164,343
Commercial Loan Senior Manager10+ years$199,111
Commercial Loan Director10+ years$235,983

Top Paying Cities for Commercial Loan Managers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $207,286
  • San Francisco: $205,016
  • Oakland: $200,696

What Skills Can Increase a Commercial Loan Manager's Salary?

Demanded Skills for the Role:

  • Influencing (Mentioned in 5.88% Job Postings): The ability to impact behaviors and decisions within and outside our organization in direct, indirect and intangible ways.
  • Performance Review (Mentioned in 5.88% Job Postings): Assessing employee performance and identifying strengths and weaknesses to promote communication and provide constructive performance feedback.
  • Commercial Mortgage (Mentioned in 2.94% Job Postings): A commercial mortgage, sometimes called business mortgage, is a loan designed to help your business building-related financial costs, such as securing a property or building for your business.
Skills Demand Percentage
Influencing 5.88%
Performance Review 5.88%
Commercial Mortgage 2.94%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Commercial Loan Manager's salary.

  • New Product Development: Can increase your salary by up to 25%.
  • Corporate Services: Can increase your salary by up to 24%.
  • Fund Administration: Can increase your salary by up to 10%.
Skill Salary Salary % Increase
New Product Development $205,429
25%
Corporate Services $203,785
24%
Fund Administration $180,777
10%

Commercial Loan Manager Salary by Company Size: Startups vs. Enterprise

Commercial Loan Manager salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $177,047. While startup companies pay approximate $149,967.

Commercial Loan Manager Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $149,967
Growth Stage 51~500 $158,594
Established 501~5000 $170,993
Enterprise 5000+ $177,047

Commercial Loan Manager Salary by Industry: Top Paying Sectors

For Commercial Loan Manager roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Insurance and Financial Services sectors offer the strongest compensation, at 20% above the average. In contrast, Commercial Loan Manager positions in Business Services or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Commercial Loan Manager as a support function rather than a direct revenue driver.

The top paying industries for a Commercial Loan Manager

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Insurance$197,212$95.020%
Financial Services$180,777$87.010%

How Education impacts a Commercial Loan Manager's Salary?

Your level of education can impact your salary potential. While many Commercial Loan Manager enter the field with a Bachelor's Degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Commercial Loan Manager with a Bachelor's Degree is between $161,807 and $177,090.

Commercial Loan Manager Salaries by Degree Level

Typical Education for Commercial Loan Manager
Degree Level % of user with this level of education
No Diploma 2.0%
High School 2.0%
Associates 4.0%
Bachelors 50.0%
Masters 44.0%
Doctorate 0.0%

Commercial Loan Manager Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Commercial Loan Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$144,735
Average $164,343/year
$197,020
$12,061
Average $13,695/month
$16,418
$2,783
Average $3,160/week
$3,789
$70
Average $79/hour
$95
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $197,020 $16,418 $3,789 $95
Average $164,343 $13,695 $3,160 $79
25th Percentile $144,735 $12,061 $2,783 $70

Commercial Loan Manager Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Commercial Loan Manager, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Commercial Loan Manager Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Commercial Loan Senior Manager $199,111 21%
SVP of Commercial Real Estate Lending $323,637 97%

Most common benefits for Commercial Loan Manager

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Commercial Loan Manager

Here are companies hiring for Commercial Loan Manager and their salaries, click below for more details.

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FAQ about Commercial Loan Manager

1. Where can a Commercial Loan Manager earn the most?

A Commercial Loan Manager's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Commercial Loan Manager earns the most in San Jose, CA, where the annual salary of a Commercial Loan Manager is $207,286.

2. What is the highest pay for Commercial Loan Manager?

The highest pay for Commercial Loan Manager is $226,771.

3. What is the lowest pay for Commercial Loan Manager?

The lowest pay for Commercial Loan Manager is $126,883.

4. What are the responsibilities of Commercial Loan Manager?

Manages commercial lending activities and staff to achieve lending objectives and manage risk. Oversees commercial loan officers, providing operational guidance and supporting business development and relationship management efforts. Reviews and approves credit recommendations within assigned authority and ensures adherence to lending policies. Monitors portfolio performance, risk ratings, and concentration limits to manage credit risk. Manages the maintenance and servicing of existing commercial loan portfolios. Partners with credit administration and senior leadership to support audits and regulatory examinations. Requires a bachelor's degree. May require Commercial Lending certification or licensure. Typically reports to a director. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Typically requires 5 years experience in the related area as an individual contributor. 1-3 years supervisory experience may be required. Extensive knowledge of the function and department processes.

5. What industry pays the highest salary for Commercial Loan Manager?

The Insurance industry offers the highest average compensation for Commercial Loan Manager roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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