As of September 01, 2026, the average salary for a Commercial Loan Manager in the United States is $164,343 per year, which breaks down to an hourly rate of $79.
However, a Commercial Loan Manager's salary can vary significantly. Here’s a look at the typical salary range:
Commercial Loan Manager Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
|---|---|---|---|---|
| 75th Percentile | $197,020 | $16,418 | $3,789 | $95 |
| Average | $164,343 | $13,695 | $3,160 | $79 |
| 25th Percentile | $144,735 | $12,061 | $2,783 | $70 |
A Commercial Loan Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Commercial Loan Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Commercial Loan Officer IV | 7+ years | $129,879 |
| Commercial Loan Officer V | 7-10 years | $162,875 |
| Commercial Loan Manager | 10+ years | $164,343 |
| Commercial Loan Senior Manager | 10+ years | $199,111 |
| Commercial Loan Director | 10+ years | $235,983 |
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Influencing | 5.88% |
| Performance Review | 5.88% |
| Commercial Mortgage | 2.94% |
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Commercial Loan Manager's salary.
| Skill | Salary | Salary % Increase |
|---|---|---|
| New Product Development | $205,429 | |
| Corporate Services | $203,785 | |
| Fund Administration | $180,777 |
Commercial Loan Manager salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $177,047. While startup companies pay approximate $149,967.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $149,967 |
| Growth Stage | 51~500 | $158,594 |
| Established | 501~5000 | $170,993 |
| Enterprise | 5000+ | $177,047 |
Your level of education can impact your salary potential. While many Commercial Loan Manager enter the field with a Bachelor's Degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for an Commercial Loan Manager with a Bachelor's Degree is between $161,807 and $177,090.
| Typical Education for Commercial Loan Manager | |
|---|---|
| Degree Level | % of user with this level of education |
| No Diploma | 2.0% |
| High School | 2.0% |
| Associates | 4.0% |
| Bachelors | 50.0% |
| Masters | 44.0% |
| Doctorate | 0.0% |
Understanding how a Commercial Loan Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $197,020 | $16,418 | $3,789 | $95 |
| Average | $164,343 | $13,695 | $3,160 | $79 |
| 25th Percentile | $144,735 | $12,061 | $2,783 | $70 |
Next Role
Advancement
Promotions are the fastest way to increase your earnings. As a Commercial Loan Manager, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Commercial Loan Senior Manager | $199,111 | 21% |
| SVP of Commercial Real Estate Lending | $323,637 | 97% |
Salaries for a Commercial Loan Manager can change over time, reflecting shifts in market demand and the overall economy. The median salary increased from $112,588 in 2023 to around $113,298 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Commercial Loan Manager salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 | View More |
| 2023 | $112,588 |
| 2024 | $114,099 |
| 2025 | $113,298 |
| 2026 |
View More
|
| 2027 |
View More
|
Analyze the market and your qualifications to negotiate your salary with confidence.
Search thousands of open positions to find your next opportunity.
Individualize employee pay based on unique job requirements and personal qualifications.
Get the latest market price for benchmark jobs and jobs in your industry.
A Commercial Loan Manager's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Commercial Loan Manager earns the most in San Jose, CA, where the annual salary of a Commercial Loan Manager is $207,286.
The highest pay for Commercial Loan Manager is $226,771.
The lowest pay for Commercial Loan Manager is $126,883.
Manages commercial lending activities and staff to achieve lending objectives and manage risk. Oversees commercial loan officers, providing operational guidance and supporting business development and relationship management efforts. Reviews and approves credit recommendations within assigned authority and ensures adherence to lending policies. Monitors portfolio performance, risk ratings, and concentration limits to manage credit risk. Manages the maintenance and servicing of existing commercial loan portfolios. Partners with credit administration and senior leadership to support audits and regulatory examinations. Requires a bachelor's degree. May require Commercial Lending certification or licensure. Typically reports to a director. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Typically requires 5 years experience in the related area as an individual contributor. 1-3 years supervisory experience may be required. Extensive knowledge of the function and department processes.
The Insurance industry offers the highest average compensation for Commercial Loan Manager roles, with salaries approximately 20% above the market median.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.
Salary.com's CompAnalyst platform offers: