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As of August 01, 2026, the average salary for a Commercial Loan Officer in California is $74,625 per year, which breaks down to an hourly rate of $36.
However, a Commercial Loan Officer's salary can vary significantly. Here’s a look at the typical salary range:
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Commercial Loan Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $81,686 | $6,807 | $1,571 | $39 |
| Average | $74,625 | $6,219 | $1,435 | $36 |
| 25th Percentile | $64,908 | $5,409 | $1,248 | $31 |
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A Commercial Loan Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Commercial Loan Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Commercia... Level Commercial Loan Officer | $74,106 |
| Commercia... Level Commercial Loan Officer | $109,621 |
| Commercia... Level Commercial Loan Officer | $130,746 |
| Commercia... Level Commercial Loan Officer | $146,463 |
| Commercia... Level Commercial Loan Officer | $183,665 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Loan Officers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Commercial Loan Officer roles, the industry you choose can affect earning potential by as much as 80% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Business Services sectors offer the strongest compensation, at 40% above the average. In contrast, Commercial Loan Officer positions in Insurance or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Commercial Loan Officer as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $104,475 | $50.0 | 40% |
| Business Services | $89,550 | $43.0 | 20% |
Understanding how a Commercial Loan Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $81,686 | $6,807 | $1,571 | $39 |
| Average | $74,625 | $6,219 | $1,435 | $36 |
| 25th Percentile | $64,908 | $5,409 | $1,248 | $31 |
Ready to take the next step in your career? Browse thousands of current Commercial Loan Officer job openings on our job board. Use the search bar below to find your perfect match.
Maxim Lending Corp
Laguna Hills, CA
Maxim Lending Corp | Laguna Hills, CA
Job Description. Job Description. Hiring senior loan officer. We are seeking a highly motivated and experienced Senior Loan Officer to join our team. The i... more
9 Days Ago
Oak Valley Community Bank
Roseville, CA
Oak Valley Community Bank | Roseville, CA
Job Description. Job Description. Position. Commercial Loan Assistant. Location. Roseville, CA. Job Type. Full-Time. Department. Credit. Reports To. Loan A... more
6 Days Ago
COASTHILLS FEDERAL CREDIT UNION
Santa Maria, CA
COASTHILLS FEDERAL CREDIT UNION | Santa Maria, CA
Job Description. Job Description. SUMMARY. Under the direction of the Business Loan Servicing Manager, the Senior Commercial Loan Processor is an expert in... more
8 Days Ago
American First Credit Union
Brea, CA
American First Credit Union | Brea, CA
Job Description. Job Description. Consumer Loan Officer. As an American First Associate, you’ll play a vital role in serving the community while enjoying a... more
5 Days Ago
AMERICAN HERITAGE LENDING LLC
Irvine, CA
AMERICAN HERITAGE LENDING LLC | Irvine, CA
Job Description. Job Description. Why American Heritage Lending. American Heritage Lending is in search of highly motivated and customer-centric individual... more
6 Days Ago
Direct Finance Corporation
Irvine, CA
Direct Finance Corporation | Irvine, CA
Job Description. Job Description. Job description. Company Description. Direct Finance is your mortgage platform for loan officers, Realtors access to vari... more
7 Days Ago
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