As of March 01, 2026, the average salary for a Commercial Loan Officer V in the United States is $162,819 per year, which breaks down to an hourly rate of $78.
However, a Commercial Loan Officer V's salary can vary significantly. Here’s a look at the typical salary range:
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A Commercial Loan Officer V's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Commercial Loan Officer V's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Commercial Loan Officer III | 4-7 years | $115,888 |
| Commercial Loan Officer IV | 7+ years | $129,867 |
| Commercial Loan Officer V | 7-10 years | $162,819 |
| Commercial Loan Manager | 10+ years | $164,062 |
| Commercial Loan Senior Manager | 10+ years | $198,924 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Loan Officer Vs. For example, consider the average annual salaries in these key locations:
Understanding how a Commercial Loan Officer V's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on March 01, 2026For a Commercial Loan Officer V, the most direct path to higher earnings is advancing to the Commercial Loan Team Leader role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $147,703 - a projected growth of -9% over your current level.
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A Commercial Loan Officer V's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Commercial Loan Officer V earns the most in San Jose, CA, where the annual salary of a Commercial Loan Officer V is $205,364.
The highest pay for Commercial Loan Officer V is $180,366.
The lowest pay for Commercial Loan Officer V is $147,392.
Originates and manages commercial loans to support portfolio growth and profitability. Identifies and solicits new commercial lending opportunities through prospecting, referrals, and existing client relationships. Guides applicants through the approval process and provides product guidance to educate borrowers on loan options. Performs due diligence, analyzing borrower financial statements, cash flow, credit history, and collateral to assess creditworthiness and risk. Structures and recommends loan terms in compliance with credit policy and regulatory requirements. Collaborates with underwriting, credit, and risk teams to facilitate loan approval and closing. Typically requires a bachelor's degree. May require Commercial Lending certification or licensure. Typically reports to a manager. Works autonomously. Goals are generally communicated in "solution" or project goal terms. May provide a leadership role for the work group through knowledge in the area of specialization. Works on advanced, complex technical projects or business issues requiring state of the art technical or industry knowledge. Typically requires 10+ years of related experience.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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